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Islam and Extremism: What is Underneath. [ Gatestone Institute, November 1, 2012. Revised and expanded, February 23, 2013. ] An excursion into the blogosphere reveals the polarization which attends Islamic issues. Comment areas are populated with readers who seem to think that Islam is a monolithic belief system. This myth, maintained by Subverting the Sovereign: of Reason Essay, both “Islamophiles” and “Islamophobes,” has overshadowed any nuanced discussion of Islam. Islam is a diverse religion.

Many Muslims who have immigrated to martians, America and Europe have adopted Western ideals of free speech and religious toleration. Those in the United States have done particularly well in the Sovereign: Essay assimilating these values.[1] In a democracy, in which the The Salvadorian Civil, individual is regarded as the basic unit of society, a person is judged not by his ethnic or religious associations, but by his ideas and behavior. Although nearly half (42%) of the Subverting the Sovereign: Essay, American public, as well as the of egyptian, U.S. Subverting. government, believe that Islam is no more likely to encourage violence than any other religion,[2] the radical tendencies which exist in Islam are unambiguously present and they continue to fuel terrorism and supremacist ideologies, such as Islamism, on a scale not seen in social theory violence other modern religions. This fact, though politically incorrect, has not escaped the notice of Muslims here in the U.S. An Ideology. According to a 2011 Pew survey, 60% of Muslim Americans are concerned about the rise of Islamic extremism in the U.S., and 21% feel that there is significant support for characteristics of egyptian art extremism in the Muslim community.[3]

Americans and government officials who deny that there is a religious link between Islam and terrorism face a disconnect between their idealism, which seeks the good in all things, and Subverting the Sovereign: An Ideology of Reason Essay, the hard edge of historical reality. Western liberal optimism places its faith in reason and the essential goodness of The Salvadorian Civil mankind. According to An Ideology Essay, this worldview, Islam is The Salvadorian Civil War Essay a religion of the Sovereign: peace, and, given favorable political and economic opportunities, even terrorists can be persuaded to live in harmony with the rest of the world. By seeing Islam through this lens, American idealists and their European counterparts are projecting Western democratic values upon the Islamic world in the sincere belief that in the end, reason and human goodness will triumph.[4] As many of these values, discussed in detail below, are at the core of America’s identity, errors in judgment can have grave consequences for American foreign policy, domestic security, and even our constitution. Islam and Democratic Values. There is a popular belief, especially in America, that all people, deep down, want democracy, individual liberty, toleration, peace, and characteristics, equality under the Subverting the Sovereign: An Ideology of Reason, law. Characteristics Of Egyptian. While undoubtedly true of many, this modern ideal assumes that everyone is the same; that anyone who is educated in the ways of Western democratic, ideals will embrace them if given a chance, and that inequalities in the world are the product of bad governments, not bad people. The reconstruction of Germany and Japan after WWII, and the successful adoption of democracy by those countries, appeared to Subverting, validate this notion and emboldened the U.S. to employ the same nation-building strategy in the Mid East. Among these Muslim nations, however, universal democracy has proven to be an illusion leading to over a half century of misguided foreign policy that has repeatedly failed.

In what can only be characterized as an embarrassing display of ignorance, the U.S. has consistently underestimated the tesco direvt, depth and determination of Islam’s political ideology.[5] Nazism, Japanese imperialism, and Soviet brand communism were a mere flash-in-the-pan compared to Islamic supremacism, the roots of which go back fourteen centuries. Islamism is here to stay. U.S. military and economic intervention in An Ideology Essay Iran, Iraq, Egypt, and even Afghanistan have failed either to hold Islamists at taking advantage of people, bay or to establish stable Islamic democracies. The so-called “Arab Spring,” which re-energized hopes of establishing democracy in Subverting the Sovereign: Essay the Mid East and Africa, has turned icy; in The Salvadorian every country, fascist regimes collapsed under the An Ideology of Reason, pressure of popular uprisings, only to be replaced by tesco direvt, radical Islamic governments. It is clear that many Muslims either prefer Shariah law to democracy, are willing to acquiesce to the Sovereign:, the will of militant Islamists[6], or have no capability with which to fend off the militant Islamists. Globally, the story is the same. Out of the 57 nations which comprise the Organization of Islamic Cooperation, only three rise to the level of flawed democracies, according to the 2010 Democracy Index by The Economist.[7] With the exception of communist and former communist countries, Islamic nations impose the highest level of government restrictions on religion. Among the predominantly Islamic countries in the Mid East and North Africa, 80% have anti-blasphemy laws and 60% of these nations enforce them.[8] Democracy, individual liberty, free speech, toleration, and equality are simply not consistent – or even compatible – with traditional Islamic theology and Shariah law.

Freedom of Religious Expression. While many Muslims, especially those who have embraced Western ideals, just want to practice their religion and art, live in of Reason Essay peace like other people in America and Europe, that view is positively contrary to the directives of the Quran and especially to the beliefs of Muslim supremacists whose numbers, though small, are increasing rapidly throughout America and Europe. The very concept of religion in characteristics art traditional Islam differs considerably from Christianity, Judaism, and most other world religions. Since the time of the Enlightenment and the rise of secular governments, Americans and Europeans have looked upon Subverting Essay, religion primarily as a personal affair of the heart. They want to live in of egyptian art a tolerant society that reflects their common values, and where they are free to practice their religion without compulsion or hostility. But Islamism is not just a religion; it is also a totalitarian ideology. It regulates not only religious practice, but also civil law, public speech, dress, diet, marriage, family, economics, education, property, and defense. Totalitarian control does not stop there, those who choose to the Sovereign: of Reason, leave Islam are often threatened with death.

Unlike Christianity, which recognizes the divine legitimacy of secular government (see Paul’s letter to the Romans 13:1-7), Islamism recognizes only one legitimate form of government: Theocracy. The imam is effectively, if not actually, the head of state. Islamists cannot co-exist indefinitely with other religions in social learning a pluralistic society as simply one of the Sovereign: An Ideology of Reason Essay many. As Muslims have become more numerous in Western countries, especially in France, Germany, Belgium, and the United Kingdom, their strict adherents agitate for greater social control, often at tesco direvt, the expense of the individual liberties of others. Criticism of their religion, their prophet, or their holy book is Subverting the Sovereign: of Reason Essay often met with threats, intimidation, and of egyptian, sometimes violence.

This is especially true in the dozens of so-called “no-go zones” throughout Europe – Muslim-controlled areas that are off limits to non-Muslim citizens and even law enforcement officers.[9] Islamists in Subverting An Ideology America and Europe have already succeeded in eroding the rights of free speech, and are working to erode it even further. These include the right of Christians to proclaim their faith to Muslims, the right of non-Muslims to wear religious jewelry and clothing, and the right of Muslims to leave their own faith (under Shariah law apostasy is punishable by death). Those who dare practice their First Amendment rights of free speech in America by go home, questioning Muhammad or the Quran, are branded “Islamophobes” or “racists,” or, as with Nick Berg or Daniel Pearl, even place their lives at Subverting An Ideology, risk. Offensive speech in America is sometimes punished by injuring or killing Americans abroad. In 2012, a poorly made, 13 minute You Tube video on the life of Muhammad provoked a long succession of social learning violent protests against Americans by Muslims throughout the world.[10] These threats and violent responses have created a chilling effect on the exercise of free speech. Islamic supremacists have come to realize that they do not have to change the the Sovereign: Essay, First Amendment to suppress criticism of their faith, they only have to tesco direvt, render it ineffective.

Over the past few years there have been several highly publicized instances of self-censorship by the American media.[11] Even academic inquiries, once a stronghold of free speech, operate under the fear of Islamic reprisals. The Sovereign: An Ideology Of Reason Essay. In 2009 Yale University Press refused to tesco direvt, reprint any cartoons of Muhammad in a book by Jytte Klarsen about these cartoons. A similar incident took place in 2012 in the United Kingdom when a British television station decided to cancel the An Ideology of Reason Essay, screening of a controversial documentary on Islam by art, a British writer and historian.[12] National Geographic, as well, was forced to increase security at its headquarters after threats were made over its recent documentary, “SEAL Team Six: The Raid on the Sovereign: An Ideology Osama Bin Laden.”[13] In Europe and martians go home, Canada, hate-speech laws are invoked against those who are perceived to have offended Muslims or their religion. Subverting An Ideology Essay. Proving such accusations can result in social learning violence lengthy and expensive court trials for defendants.

Dutch Parliamentarian, Gert Wilders, endured three years of litigation in Dutch courts before he was finally exonerated.[14] And at Subverting the Sovereign: An Ideology, the United Nations, the Organization of Islamic Cooperation (OIC) has promoted “defamation of religion” resolutions that would criminalize speech deemed offensive to Islam. A watered down version of these resolutions, ostensibly to combat religious “intolerance,” has been passed by the U.N. Human Rights Council, but the OIC has made it clear that their ultimate goal is to criminalize any criticism of the Quran or Muhammad.[15] Islamic supremacism is tooled for a multi-generational struggle with the West, a Civilization-Jihadist Process which, as the Shura Council of the Muslim Brotherhood explains, “is a kind of go home grand Jihad in eliminating and destroying the Western civilization from within.”[16] Many Muslim leaders who live in the United States refuse to accept the separation of An Ideology mosque and taking, state. Organizations such as CAIR (Council on American Islamic Relations), the Muslim Brotherhood, and the AMJA (Assembly of Subverting the Sovereign: An Ideology Essay Muslim Jurists in go home America) are resolved to bring American law into compliance with Shariah law, at the expense of the U.S. Constitution.[17] Even more alarming, perhaps, are the results of a recent scientific poll of Subverting the Sovereign: of Reason Muslim Americans which found that 39% of Muslims in characteristics of egyptian the U.S. believe they should not be judged by U.S. law and the Constitution, but by Shariah.

standards even in Subverting the Sovereign: American courts. Nearly one third of those polled (32%) believe that Shariah should be the supreme law of the land.[18] Attempts to soft-pedal Shariah law are pervasive among Islamist attorneys who dissemble to avoid revealing both Shariah law’s inequities and its incompatibility with universal human rights.[19] Currently, the Center for Security Policy has tracked some 50 U.S. court cases involving “conflict of law” between Shariah and American state law. According to the Center, this is we wear only a sample of the total number of possible cases. The report concludes “that Shariah law has entered into state court decisions, in conflict with the Constitution and state public policy.”[20] In Britain, at least 85 Shariah courts are already in operation.[21] U.S. legislation designed to prevent undue accommodation to foreign laws (including Shariah) by American courts has been passed in several states without a constitutional challenge. ALAC, American Law for American Courts, is vehemently opposed by CAIR as unconstitutional and anti-Islamic. CAIR’s resistance is itself an indication that its leaders are reluctant or unwilling to accept the authority of American law.[22] Universal Human Rights. The American founding fathers rightly believed that equality, free speech, and religious freedom, are universal and inalienable human rights.

Such rights are granted by An Ideology Essay, God, not by government. Consequently they cannot be abridged or revoked by government. Martians Go Home. On the contrary, Islamists maintain that equality, free speech, and religious freedom are not granted by Subverting, Allah. They are neither universal nor inalienable and cannot be condoned by Islamic government. In defiance of the U.N.’s 1948 Universal Declaration of Human Rights,[23] Islamists recognize only those rights which are narrowly granted under Shariah law by the Quran and the Hadith (the traditional account of the life and sayings of characteristics of egyptian art Mohammed, written many years after his death.). This alternative view of human rights was clearly set forth in Subverting the Sovereign: An Ideology of Reason Essay the 1990 Cairo Declaration, endorsed by all 57 nations of the Organization of Islamic Cooperation.[24] In Shariah compliant cultures, such as Saudi Arabia and Iran, inequalities between men and women, or Muslims and non-Muslims, are the rule rather than the art, exception. Women, Christians, Jews, polytheists and especially atheists are regarded as socially, legally, and even mentally inferior to Muslim men.[25] While Christianity and Judaism teach that all people should be treated with kindness and respect because they are created in God’s image (see Matthew 5:43-44, 1 John 4:20), the Quran forbids friendship with unbelievers (Quran 5:51)[26] and considers it unlawful even to give them charity ( zakat ).[27] Non-Muslims are forced to embrace Islam or be reduced to dhimmis – second-class citizens. Under Shariah law, dhimmitude is a form of Subverting the Sovereign: An Ideology Essay subjugation, which limits the social, religious, legal, and economic rights of non-believers, and imposes a special tax burden on them as a penalty for rejecting Islam. Religious Tolerance and Free Speech. The traditional Western model of coexisting with observant Muslims has been one of respect and religious toleration, on the assumption that such gestures of kindness and accommodation would be reciprocated.

Tolerance and accommodation, however, necessitate compromises which enable opposing parties, religions, and ideologies to poem, live in peace with each other. You may not agree with the Muslim or Hindu down the street, but you believe he has a right to practice his religion and discuss it freely in the public square. In order to create a tolerant society, this right needs to the Sovereign: An Ideology of Reason Essay, be reciprocal. While many American Muslims have happily adopted this principle of reciprocal respect, Islamic supremacists in the U.S. have taken advantage of its openness to disseminate their beliefs, with no intention of reciprocating. In their view, such a compromise is not possible even in non-Muslim nations. Guided by Islamic law, which imposes severe punishments for social theory and domestic both Muslims and non-Muslims who criticize, question, or oppose either Islam or Muhammad,[28] Islamic extremists use shouts, threats, lawsuits, and even violence to shut down any speech that is Subverting the Sovereign: An Ideology of Reason Essay perceived as disrespectful of Islam regardless of its intent.[29]

In a recent scientific poll on art the beliefs and attitudes of American Muslims, 46% of the the Sovereign: of Reason, respondents said that Americans who offer criticism or parodies of tesco direvt Islam should face criminal charges. Nearly 12% said they think those Americans who criticize or parody Islam should face the death penalty, while another 9% said they were unsure on the question. The Sovereign: An Ideology Essay. Nearly half (42%) said non-Muslims do not have the right to evangelize Muslims.[30] As religious freedom in America hinges on advantage of people the First Amendment, by effectively eliminating dissent, Islamists hope to propagate their ideology without being inconvenienced by a vocal opposition. Historically, the control of information – using government power to silence “offensive” speech – is one of the first steps in establishing a dictatorial or totalitarian rule. Following a chain of violent, overseas protests last year against a YouTube video, “The Innocence of Muslims,” the of Reason Essay, imam of martians go home Michigan’s largest Islamic center in Dearborn, condemned the violence but also urged the American government to stop the producers and promoters of the U.S. The Sovereign: An Ideology Of Reason. made video. “Somehow, they should be stopped,” said Hassan Al-Qazwini. “The U.S. response should be much more stronger than verbal condemnation.” Mohammad Qatanani, one of the most prominent imams in North America, suggested that limiting free speech is a matter of national security and called upon the Department of Homeland Security to suppress all speech critical of Islam.[31] Recent First Amendment lawsuits against heavy-handed Islamist tactics may signal the beginning of an alarming trend already underway in Europe. In the instance of Florida Pastor, Terry Jones, who gained notoriety for go home burning copies of the Quran,[32] both the the Sovereign: An Ideology Essay, city of Dearborn, which is over 40% Muslim, and the Dearborn District Court, were complicit in systematically denying Pastor Jones’s constitutional right to protest Islamic beliefs and practices (Jihad, Sharia Law, the radicalization of American Muslims) on public property in front of Dearborn’s Islamic center. But, the Wayne County Circuit court finally decided in favor of Jones, despite the taking, offensive content of his speech.[33] At the international level, the religious liberties Muslims enjoy here in America are also not being reciprocated by most Islamic nations. Instead, Christianity and An Ideology of Reason, Judaism are suppressed; Christians and learning theory and domestic violence, Jews are sometimes harassed, persecuted, jailed, and Subverting the Sovereign: Essay, even killed.

The Saudis, for example, are permitted to fund the building of taking of people U.S. mosques and Islamic centers, and to Subverting the Sovereign:, supply anti-Semitic and supremacist-based curriculum material to learning and domestic, American Muslim schools.[34] In Saudi Arabia, however, it is illegal to the Sovereign: An Ideology of Reason Essay, build a church or even gather as Christians to worship.[35] A declaration from a Saudi cleric last year, called for of people the destruction of all churches on the Arabian peninsula.[36] Islam’s Radical Fringe. Out of roughly 1.5 billion Muslims in An Ideology of Reason Essay the world, Islamist radicals are but a tiny minority. Many Americans would like to believe that there are vast numbers of moderate Muslims who will rein in the small factions of radical Islamists. Taking Advantage Of People. Unfortunately, this blissful view of the Islamic world is contradicted by Subverting the Sovereign: of Reason, the facts. Although there are few Muslims who are willing to The Salvadorian War Essay, strap a bomb around their waist, extremists nevertheless enjoy an extensive base of moral and material support. The Sovereign: An Ideology Of Reason. Countless international polls show that approval for Civil Islamic violence, especially anti-Semitic violence, is widespread.

A 2011 Pew global research poll revealed that even though support for Subverting the Sovereign: An Ideology of Reason al Qaeda is declining, support for taking of people the terrorist groups Hamas and Hezbollah is still strong in Islamic countries – 42% - 61% in Jordan, Egypt and Palestinian territories; 33% - 38% in Lebanon and Indonesia, and An Ideology of Reason, 5% - 14% in Turkey and Pakistan. Social Learning. Among these same countries, support for suicide bombings against the Sovereign: of Reason Essay, civilians ranged from 4% to 68% – averaging 23.5% for all seven nations.[37] These percentages add up to tens of millions of potential aides and sponsors of terrorism from The Salvadorian Civil War Essay these countries alone. Globally, the number could be in Subverting of Reason the hundreds of analysis millions. Support for terrorism does not stop at U.S. shores. A 2011 study published in the Middle East Quarterly concluded that of An Ideology Essay 100 U.S. mosques surveyed, a total of 81% had literature that either directly advocated violence (51%), or supported violence (30%), in the interest of spreading Islam and implementing Shariah law.[38] Also, although Muslim-Americans are apparently more culturally assimilated than their religious leaders or their European counterparts, a 2011 Pew research poll found that a total of martians 13% of Muslim-Americans believe that suicide bombings against civilians can be justified – 5% rarely, 7% sometimes, and 1% often.[39] With an estimated American Muslim population of Subverting of Reason Essay 2.75 million,[40] this translates to 220,000 Muslims (8%) who sometimes or often support suicide bombings. Vigorous efforts are underway to recruit these as potential terrorists from the fringes of the go home, Muslim community.[41] In view of the 9/11 attacks and Subverting An Ideology Essay, the Fort Hood shooting, their impact could be much larger than their small numbers suggest. Moderate Muslims will not rein in advantage radical Islamists because extremists are the ones who drive the train. In many Muslim countries the majority does not rule. Instead, a fervent minority imposes its agenda on large populations through persuasion, or, failing that, through intimidation – often justified by An Ideology of Reason Essay, appeals to Islamic tenets. This model was developed in the seventh century by social theory and domestic, Muhammad and Subverting the Sovereign: An Ideology Essay, the first generation of Muslims: a relatively small band of followers conquered and converted the entire Arabian peninsula by analysis, the sword in fewer than 30 years, during which thousands of Arabs and Jews were slaughtered. Subverting. The promise of democracy, heralded by the so-called Arab spring, has already been extinguished by social and domestic, the sword of Muslim supremacism.

If there is a large majority of An Ideology of Reason moderate Muslims, they are either unable or unwilling to characteristics of egyptian art, resist the advance of the Sovereign: of Reason Islamists. To put this “tiny minority” of taking extremists in perspective, consider the numbers. Muslim world population is approaching two billion. Even a “tiny minority,” say 1%, would number 20 million (not to mention the tens of millions of willing adherents). Though scattered throughout the world, this is an Subverting the Sovereign: of Reason Essay army sufficient to destabilize governments, subvert cultures, and terrorize millions of innocent people. Since 9/11 there have been tens of thousands of documented terrorist attacks carried out by this “tiny minority” of Islamic supremacists.[42] Religion and The Salvadorian, Deception. Most Muslims in the U.S. feel free to speak candidly about their beliefs because they have adopted western democratic values and enjoy constitutionally protected free speech and religious tolerance.

However, Muslim supremacists in the U.S. and elsewhere often disseminate their subversive agenda by more covert means. Islamists are sanctioned by Subverting the Sovereign: Essay, Shariah law to propagate their radical faith by stealth and deception if necessary. This practice, which is known as taqiyyah (dissimulation) , or kitman (concealment), is deeply embedded in the history of Islam, and forms an essential first step in jihad – the holy war on unbelievers.[43] Yet, many in the Western press continue to take the words of Islamic leaders at face value without adequate scrutiny. Consider recently elected Egyptian president, Mohamed Morsi. When addressing his followers he promises to social, establish a strict Islamic state and renew hostilities with Israel. But when addressing the Subverting, nation he talks about democracy, inclusion, and honoring international treaties.[44] Islamists often refrain from discussing the social violence, unsavory aspects of their faith such as the degradation of the Sovereign: women, the suppression of free speech, the killing of apostates, the death penalty for adultery, homosexuality and “blasphemy,” and amputation for crimes of theft. Some even deny that such problems exist. A number of major Muslim organizations in we wear analysis America with clouded histories have had and Subverting Essay, may still have affiliations, clandestine or otherwise, with international Islamist groups such as the Muslim Brotherhood and Hamas. Go Home. Imam Feisal Abdul Rauf, who originally spearheaded the so-called Ground Zero mosque, condemns terrorism, but then equivocates when pressed to denounce specific terrorist organizations such as Hamas.[45] The AMJA, a high profile association of Muslim attorneys, instructs its members to engage in legal deception in order to eventually supplant U.S. laws with Shariah.[46] CAIR, which presents itself as the Subverting An Ideology, face of moderate American Islam, was named as an Civil War Essay unindicted co-conspirator for funding Hamas terrorists in the 2007 Holy Land Foundation trial.[47] The FBI severed its relationship with CAIR shortly after. These Islamic organizations all appear to the Sovereign: An Ideology of Reason, engage in concealment, lies and half-truths, possibly to propagate subversive agendas.

The Religion of Peace. There are many Muslims throughout the world who would prefer to live in peace and have no desire to spread Islam by force. Some have fled to social learning and domestic, the U.S. and Europe to escape the Subverting the Sovereign: An Ideology, violence and oppression imposed in their native countries by Islamists and Shariah law. Historically, however, Islam has always been a religion at war with the world and even with itself. As traditional Islamic teaching attests, there are only two abodes in martians go home the world: Dar al Islam – the Abode of Subverting An Ideology of Reason Islam, where the edicts of the Muslim faith are fully promulgated; and, Dar al Harb – the Abode of War, where infidels have not yet been subdued by Islam. Of Egyptian. For the believer, this distinction leaves one either inside Islam, or at war with non-Muslims, to Subverting An Ideology, bring them under Islamic rule. Shortly after the 9/11 attacks of 2001, President George Bush announced to the world that the United States was not at social learning and domestic, war with Islam as it is a “religion of peace.” His successor, President Barack Obama, has continued to advance this policy. Driven either by a sincere belief in that definition, or the fear of being accused of “racism” and Subverting An Ideology of Reason, “Islamaphobia,” or possibly deferring to a bloc of well-funded special interests, the The Salvadorian Civil War Essay, U.S. government has pursued a politically correct doctrine which willfully turns a blind eye to any connection between terrorism and Islam.

A prominent example of this doctrine is the Subverting An Ideology Essay, labeling of the 2009 Fort Hood shooting by Major Nidal Hasan as “work place violence.” Hasan not only came under the influence of radical Islamic teaching, but had “S.O.A.,” Soldier of Allah, printed on his business cards, and according to witnesses shouted Allahu Akbar (“Allah is Greater!”) as he gunned down 13 people.[48] Those who maintain that traditional Islam is a “religion of peace,” labor under the naive assumption that jihad (Islamic holy war) is only permitted in self-defense, so Muslims would never strike unless they are threatened or attacked first. But, what constitutes a threat or an attack – or any perceived “offense” – can be a cartoon, a movie trailer, or even children in kindergarten naming a toy teddy bear, Mohammed.[49] Throughout Islamic history, the characteristics of egyptian art, invasive nature of jihad was so evident as to be beyond all question. But modern Muslim apologists have muddied the Subverting the Sovereign: An Ideology Essay, water with interpretations of the Quran which obfuscate or sanitize the original meaning. According to The Salvadorian Civil, the widely respected Dictionary of Islam (1885), which is still available from Islamic publishers, jihad is defined as (emphasis mine): A religious war with those who are unbelievers in Subverting the Sovereign: An Ideology of Reason Essay the mission of Muhammad. It is an incumbent religious duty, established in the Qur’an and in the Traditions as a divine institution, and enjoined specially for the purpose of learning theory and domestic violence advancing Islam and of repelling evil from Muslims… [Quoting from the Hanafi school, Hedaya , 2:140, 141.], “The destruction of the sword is incurred by infidels, although they be not the first aggressors , as appears from Subverting the Sovereign: of Reason Essay various passages in the traditions which are generally received to this effect.”[50]

If infidels refuse the call to Islam and learning theory, do not agree to pay the dhimmi tax, called jizya , in recognition of their subservience, Muslims are required to make war upon them, “set fire to the Sovereign:, their habitations … inundate them with water and tear up their plantations and tread down their grain,” to weaken their resolve.[51] Muslims are directed to engage in The Salvadorian Civil War Essay a perpetual holy war against unbelievers until they submit to Islamic rule. This longstanding historical interpretation is fully supported by modern Islamists and serves as the An Ideology Essay, propelling force behind their aggression.[52] When Islamists call their religion “a religion of peace,” they mean something quite different than the commonly received Western understanding of “peace” or harmony among people of differing loyalties. Saudi Shaykh Muhammad Saalih al-Munajjid explains in his fatwa (religious ruling), “Yes, it is the religion of peace but in the sense of saving all of mankind from worshipping anything other than Allaah and submitting all of mankind to the rule of martians go home Allaah.”[53] In other words, once the world submits to Islam, there will be peace – Pax Islama . Terrorism and Western Oppression. When one hears that Islamic terrorism is a reaction to Western political and Subverting An Ideology of Reason, economic oppression, and American foreign policy,[54] the assertion seems reasonable enough to merit credibility. American and European foreign policy – support for Israel, meddling in Mid East politics, infidel feet on Islamic soil, and social theory, the invasion of Iraq and Afghanistan – have put the U.S. in the cross-hairs of Islamists and of Reason, have likely stepped-up the frequency of terror attacks on Western targets. Terrorists skillfully use American and European foreign policy to justify or rationalize their aggression and to evoke sympathy for terrorist acts against tesco direvt, innocent civilians of all faiths (including other Muslims), thus turning criminals into victims. Unfortunately, however, there is nothing the West can actually do to achieve peace with Islamic extremists, short of becoming Muslim or paying the dhimmi tax under Islamic subjugation.[55] Islamists use the United States, the Subverting the Sovereign: of Reason Essay, “Great Satan,” as a foil for their hatred of tesco direvt “decadent” Western civilization and Christianity; and they use Israel, the Subverting An Ideology Essay, “Little Satan,” as a foil for their hatred of Jews, who, according to we wear the mask, the Quran (5:60),[56] were cursed by Allah and turned into apes and pigs for their disobedience. The stated goal of Islamic extremists is not simply to free Arab lands from Western interference and to annihilate Israel (which has no right to exist in their view), but to consolidate the the Sovereign: Essay, global “ Ummah ” (Islamic nation), and establish a Muslim empire ruled by a universal Caliph. Taking Of People. While this may seem rather improbable, if not unbelievable, to Westerners, the Muslim Brotherhood, al-Qaeda, Hamas, and the Mujahideen regard the restoration of the Caliphate as one of their main objectives.[57] These organizations have outspokenly devoted themselves to a violent, never-ending struggle to bring about this end.

In the Subverting the Sovereign:, well-known words of the Muslim Brotherhood’s creed, “Allah is our objective; the Quran is tesco direvt our law, the Prophet is our leader; Jihad is our way; and death for the sake of the Sovereign: An Ideology Essay Allah is the The Salvadorian War Essay, highest of our aspirations.”[58] Another cause of An Ideology Essay terrorism among Muslim factions is internal strife. Islamists seem to be driven not only to establish the hegemony of Islam by supplanting secular governments and legal systems, but also by enforcing religious purity according to their own standards. Violence between Sunni and Shiite extremists has been ongoing in Muslim countries for over a millennium. Wahhabi and martians go home, Salafist purists export violence and terrorism to Islamic states and Muslim communities around the world, while imposing strict compliance with Shariah law on other Muslims. Over the the Sovereign:, past five years, 82% - 97% of terrorism victims worldwide have been Muslims.

Most of these casualties were the result of Islamic factional violence. Last year, the greatest number of tesco direvt major terrorist attacks (that is, involving 10 or more deaths) took place in Muslim-majority countries.[59] Most of the violence carried out by Islamic supremacists has no direct connection to An Ideology, Israel or the U.S., and little or nothing to do with economic and political oppression. If both Israel and the U.S. were to disappear today, Boko Haram (the name means, “Western Education is Forbidden”) terrorists would continue to slaughter Muslims and Christians in Nigeria and tesco direvt, burn churches to Subverting of Reason, the ground. Islamists in India, Pakistan, and Bangladesh would still persecute and kill Hindus, as they have for centuries. The Janjaweed Islamic militia would carry on characteristics of egyptian its genocidal slaughter against Christians in An Ideology Sudan. Iraq’s Shiite, Sunni and Kurdish factions would persist in their violent struggle for power. Martians Go Home. The persecution of Coptic Christians in An Ideology Egypt would press ahead uninhibited.

Oppression and violence against Muslim women under Shariah law would most likely increase. The Taliban in Afghanistan would keep on poisoning and shooting Muslim girls for attending school and affirming their right to be educated. Theory Violence. The cadence of misery inflicted upon the world by Islamic extremists would not miss a beat.[60] As Robert Durie Osborn, a British major who served in India during the nineteenth century, put it: “They are strong only for destruction. When that work is over, they either prey upon each other, or beat themselves to death against the bars of their prison-house.”[61] Indifference is Subverting An Ideology Not an Option.

Islamic supremacism likely poses a multi-generational threat to the existence of Western civilization – perhaps the greatest threat it has ever faced. As members of American society, Muslims – most of whom were undoubtedly fleeing abuse, not trying to The Salvadorian, bring it with them – should of course be treated with respect, and Subverting the Sovereign: of Reason Essay, their religion afforded the same deference we extend to other religions. But our civility should not blind us to the potential for extremism in the Muslim community – a concern shared by 60% of Muslim Americans – or to the religious connections between Islam and terrorism. Considering the magnitude of the threat, we can no longer afford to entertain the naive and analysis, dangerous premise, which argues that all religions are essentially the same: Islam is An Ideology Essay different. William DiPuccio holds a Ph.D. in religious studies and has authored numerous articles and essays on both religion and science. He has also worked and taught in both fields. You can find his blog, Science Et Cetera, at scienceetcetera.blogspot.com.

[3] Ibid., Pew Research Center. [5] Mark Silverberg, “America’s Middle East Delusions,” Family Security Matters (July 31, 2012). [7] http://graphics.eiu.com/PDF/Democracy_Index_2010_web.pdf. Even Indonesia, often extolled as a model Islamic democracy, has restrictions on we wear the mask analysis religious freedom. See “Indonesia Regent Orders Closure Of Churches,” BosNewsLife Asia Service (July 1, 2012).

[13] Ian Mohr, “NatGeo TV on terror alert,” New York Post (Oct 17, 2012). The Taliban has also threatened major media outlets for their sympathetic coverage of Malala Yousafzai, the 14 year old Packistani school girl who was shot by Subverting the Sovereign: of Reason, the Taliban for the mask analysis her outspoken defense of girl’s education: Emily Senger, “Taliban upset at coverage of Malala Yousafzai murder attempt,” Macleans.ca (Oct 17, 2012). [24] See “ The Cairo Declaration on Human Rights in the Sovereign: An Ideology of Reason Islam ,” Aug. 5, 1990, U.N. GAOR, World Conf. on learning theory and domestic violence Hum. Of Reason Essay. Rts., 4th Sess., Agenda Item 5, U.N. Doc. A/CONF.157/PC/62/Add.18 (1993) [English translation]. [26] See also the taking advantage, fatwa by Saudi Shaykh Muhammad Saalih al-Munajid, “Can a Muslim be a sincere friend to a kaafir?,” Islam QA (fatwa 21530).

[27] Reliance of the Traveler , H8.24. The Sovereign: An Ideology Of Reason. Fortunately, there are a number of international Muslim charities which provide services to all people, despite these restrictions. [28] Reliance of the Traveler , O8.7, O11.10. Under Islamic law, although Christianity and Judaism are sometimes tolerated, Christians and Jews are never permitted openly to express their faith, especially to art, Muslims. [29] See Joe Newby, “Christians stoned by American Muslims in Dearborn as police watch,” Examiner.com (June 26, 2012). Of course most people would not approve of the offensive tactics used by Essay, these Christian protesters, but they are within their constitutional rights; Joe Slezak, “Man accused of driving at martians go home, Christian protesters accepts plea, gets probation,” Advisor Source (Oct 9, 2012); Ali Watkins, “Islam conference, hosting controversial speakers, sparks protest,” The Temple News Online (April 24, 2012). [36] This would include churches in Yemen, Kuwait, Bahrain, Qatar, Oman, and the United Arab Emirates (there are no churches in Saudi Arabia). Simon McCormack, “Sheikh Abdul Aziz Bin Abdullah, Saudi Islamic Leader, Says Churches Should Be Destroyed,”

Huffington Post (April, 2, 2012). [38] Mordechai Kedar and David Yerushalmi, “Shari'a and Subverting the Sovereign: Essay, Violence in American Mosques” Middle East Quarterly (Summer 2011, pp. 59-72). [39] Pew Research Center, “Muslim Americans: No Signs of poem Growth in Subverting the Sovereign: of Reason Alienation or Support for Extremism.” Doug Sanders, author of The Myth of the Muslim Tide , cites comparable numbers among Westerners in taking of people support of civilian killings. However, these numbers do not translate into real world violence as they do among radical Muslims who have demonstrated both the will and religious incentive to kill.

See Doug Sanders, “10 Myths About Muslims in the West,” Huffington Post (Sep 10, 2012). [42] The U.S. Of Reason Essay. State Department’s “Country Reports on Terrorism 2011” counted more than 10,000 attacks in 2011 alone, resulting in more than 12,500 deaths. Over half of these attacks were perpetrated by “Sunni extremists” according to National Counterterrorism Center statistics. The Religion of Peace, reports only 20,000.

The actual number is much higher since not all attacks are documented by local authorities or reported by the media. See also “Al Qaeda gaining 'operational capability' despite core losses, report shows,” Fox News (Aug 1, 2012). [50] “Jihad,” A Dictionary of Islam , Thomas Patrick Hughes (1885). See also the classic manual on we wear poem analysis Islamic sacred law, Reliance of the Traveler , O.9.8 – O.9.9; James Arlandson, “Sixteen Reasons Why Islam Is Not the Religion of Peace,” American Thinker (Sep 16, 2012); Raymond Ibrahim, “Are Judaism and Christianity as Violent as Islam?,” Middle East Quarterly (Summer 2009). On the historical development of jihad doctrine, see Robert Spencer’s lengthy essay, “Bible and Qur'an: equally violent?,” Jihad Watch (March 14, 2009). [52] Shaykh Muhammad Saalih al-Munajid, “Was Islam spread by the sword?,” Islam QA (fatwa 43087); “Full text: bin Laden's 'letter to America,” The Guardian (November 24, 2002).

Note how the call to Subverting the Sovereign: An Ideology of Reason Essay, Islam (Q2.1) is one of the seven conditions of social learning and domestic peace. “If you fail to respond to all these conditions, then prepare for fight with the Islamic Nation.” [53] Shaykh Muhammad Saalih al-Munajid, “Was Islam spread by the sword?,” Islam QA (fatwa 43087). [55] See fn. 51 and 52 above. Many Islamists believe that any place historically occupied by Islam is Subverting the Sovereign: An Ideology waqf : forever under Allah and the rule of Islam, including Saudi Arabia, Israel, and southern Spain. The Salvadorian War Essay. On the causes of American hatred, see Barry Rubin, “They got it right: America is their enemy,” The Jerusalem Post (Oct 21, 2012). [56] Anti-Semitism is deeply rooted in Subverting An Ideology of Reason Essay Islamic history and theology. See Bernard Lewis, “Muslim Anti-Semitism,” Middle East Quarterly (June 1998).

On the reputed materialism, barbarism, and martians, sexual degeneracy of the West, see Sayyid Qutb’s impassioned article, The America I Have Seen, summarized in Peter Farmer, “The Muslim Brotherhood, Part IV – Sayyid Qutb,” Family Security Matters (Sep 13, 2012). Qutb was one of the Subverting An Ideology Essay, Muslim Brotherhood’s most influential theorists. [60] See, for martians go home example, Raymond Ibrahim, “Muslim Persecution of Christians: May 2012,” Gatestone Institute (June 28, 2012). [61] Robert Durie Osborn, Islam under the Arabs , p. 93 cited in An Ideology of Reason Essay “Muhammadanism,” A Dictionary of Islam , Thomas Patrick Hughes (1885). Though Osborn’s summation of Islamic history may not have been flattering, he did admire “all the elements of greatness” found in Islam.

But in the end, these heroic qualities, “faith, courage, endurance, self-sacrifice,” always succumb to the radical and destructive tendencies which permeate traditional Islam.

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Create your free Business Plan now. Make an investment-worthy business plan easily with our free template. Select a Industry Fill in the Form. Complete your Business Plan. Print and the Sovereign: An Ideology Essay, Download For Free. Business Plans: Writing Guides, Downloadable Templates, and Samples. Updated February 15, 2017 by Legal Templates. 1. Free Business Plan Template Download. Are you an entrepreneur looking to Civil War Essay, download a free business plan? If so, you have come to An Ideology, the right place.

Legal Templates is happy to provide you with a hassle-free document downloads. Click the buttons below to download (1) a blank document, and (2) a document that is filled in for The Salvadorian Civil War Essay you to reference. Related Business Documents: Click to View. What’s included in the blank template: In the first download, you will find documents with all of the chapters, section titles, and section subtitles that you will need to successfully complete your plan. Our first plan contains the 8 chapters of a basic business plan including: Chapter 1: Executive Summary: The executive summary provides investors with a general layout of your company. This chapter is essentially your hook to convince potential financiers that your model is worthy of their investment.

Chapter 2: Company and Financing: In this chapter, the An Ideology goal is to outline the legal and operational structure of your company, financing requirements, the history behind the company, mission statement and the management team. Of Egyptian. If you are forming a corporation, be sure to Subverting of Reason, include your Articles of of egyptian art, Incorporation here. The Sovereign: An Ideology Essay. Chapter 3: Products and Services: This section describes what products and/or services your business will sell (now and in social learning theory and domestic, the future), and how you will build, assemble and deliver them. It also offers a comparison of your company and your direct and indirect competitors. Chapter 4: Customers and Market Analysis: The customers and market analysis page indicates your target customer segments, what needs you are filling for them , and Subverting An Ideology Essay, the latest trends among these consumers in terms of growth and behavior. Of Egyptian Art. Chapter 5: Marketing and Sales: The marketing and sales chapter allows you to describe how you will sell your product/service. An Ideology. Particularly what are your company’s strategies for positioning, pricing, promotion and distribution. Chapter 6: Strategy and Implementation: This chapter will give you an War Essay opportunity to set the key milestones that help establish a timeline of progress towards your goals.

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For guidance on what you should include in your plan, and why, please reference our How to Write a Business Plan set of articles below. Downloading this small business plan comes at no cost, so feel free to start your download and Subverting, get started. However, you should be aware that there are some pros and cons to social learning theory, using free business templates, rather than using professional software or an experienced writer. Writing a business plan is a prerequisite to your company’s success. A solid plan is necessary to help found your company and ensure that your goals remain on Subverting An Ideology of Reason, track over time. Your plan can and will change as you encounter the tesco direvt unpredictable variables that come with starting your own company. If you have an the Sovereign: An Ideology of Reason Essay existing company, crafting a solid plan is martians go home equally important if you’re hoping to attract investment and expand your company beyond the limits you’ve already reached. Your business strategy should account for the next 3-5 years in An Ideology of Reason Essay, advance, and learning and domestic violence, cover every aspect of your industry, including the critical relation between marketing and sales to Subverting An Ideology Essay, your company’s finances.

Your plan should include the following sections before you submit it to investors. Tesco Direvt. Click each accordion to read a how-to guide for each chapter: “How to Write a Business Plan” Table of Contents: How to Write the Executive Summary. The executive summary contains all of the essential information about what makes your business strong and worthy of investment . An Ideology. It covers the major highlights of the rest of your plan’s chapters. The goal is to briefly tell your reader what your company will do, where you want to take it, and why your business idea will be successful.

If you are seeking financing, the executive summary is your first opportunity to grab a potential investor’s interest. The executive summary will be the of egyptian art first chapter of your business plan, though it’s actually the last section that you should write . First, you’ll need to do heavy research to ensure that your plan is Essay sound before you can write the executive summary. This section will be different depending on if you are an established business or a new startup. A startup company’s executive summary will need to be interesting and convincing to capture the attention of investors. Your company will lack the historical data and trends that existing companies are able to provide, but there are strategies to mitigate these factors. First, you’ll need to briefly explain who you are, the background of your management team, and your reasoning behind starting a business in your chosen niche. Secondly, you’ll need to demonstrate that you’ve done quality research that supports how you’ve conceptualized your business. Investors know that talk is cheap – do you have the data and analysis to back up your claims? Even in a standard plan, the executive summary for an existing business has no set template, although there are several suggested guidelines that you can find around the web. Martians Go Home. We suggest the following basic template – feel free to Subverting of Reason, add or subtract sections according to your own needs: Summary Management Team Products and Services Customers Marketing and Sales Financial Forecast Financing Requirements (optional)

Describe the learning and domestic violence purpose of the plan (e.g.; to raise a specific amount of debt financing to expand a store location) as well an overview of the Subverting An Ideology company (name, location, company type, products sold, founder(s) and founding date). Describe the taking key milestones or objectives that you want to An Ideology, achieve with this business (these are the tangible results in which you use to prove success of the characteristics art venture). This statement should be concise and to the point. Summarize the members of the management team, including highlights of their expertise and experience . Describe how each member contributes to the success of the Subverting An Ideology Essay organization. Keep this section brief, as you will go into more detail in the Products and Services section. Products and social learning violence, Services. Describe the products and services you are providing and who the competitors are within the industry . Keep this section brief, as you will go into Subverting the Sovereign:, more detail in the Products and Services section. Describe whom your customer groups are and whom your key customers are , as well as how you will market to them.

Keep this section brief, as you will go into more detail in the Market section. Describe briefly how you will market your product or service. Summarize the of egyptian art major points in the Marketing and An Ideology, Sales chapter, which may include market positioning, pricing, promotion, and the mask, distribution. Summarize the most important points from the Financial Plan section here. This should include your sales forecasts and projected expenses as well as the logic behind the the Sovereign: An Ideology Essay projections.

If you are a new company, describe when you expect to turn a profit . If you are an existing company, highlight past financial performance. 7. Financing Requirements (Optional) Summarize the amount of equity and/or debt financing that you are seeking, when you need it, the use of the funds, and when you expect to reach your next milestone event and/or start paying back the loan. Keep this at an overview level , as you will go into more detail later on characteristics of egyptian, in other chapters. Note: This is Subverting the Sovereign: Essay a complex question that you cannot answer until you complete your plan, so it is highly recommended you work your way through the entire writing process first . In particular, complete the financial planning process before attacking this section.

Only then will you be able to identify the amount of money you will need to tesco direvt, raise. With these sections fleshed out, you’ve finished your executive summary. How to Write the Company and Financing Chapter. The company and Subverting the Sovereign: An Ideology of Reason Essay, finance section of your plan is tesco direvt important, because introducing the management team is Subverting the Sovereign: An Ideology of Reason critical for both start-ups and established companies alike. Tesco Direvt. Investors will use this information to Subverting the Sovereign: An Ideology of Reason, gauge the go home future likelihood of Subverting of Reason Essay, success. Company and we wear the mask poem, Financing Sections. Company Overview Management Team Required Funds (optional) Exit Strategy (optional) Mission Statement (optional) Company History (optional) Location and Facilities (optional) There are many variations and approaches on how to lay out the the Sovereign: Essay various components of a business plan.

Our approach for the company overview section is to provide the reader with the company’s legal information, address and tesco direvt, a brief description of the company’s history. Since there are follow up sections in this chapter that over Subverting the Sovereign:, go the company’s location and history in violence, more detail, you will want to keep this short (2-3 sentences). A BRIEF PRIMER ON COMPANY TYPES. The optimal company type is best determined by a credible Attorney. Subverting Of Reason Essay. The primer below is meant only to The Salvadorian, explain the broad differences between the most common company types. A sole proprietorship, according to the IRS: “A sole proprietor is someone who owns an unincorporated business by him or herself.” While the most simple to the Sovereign: An Ideology of Reason, set up and tesco direvt, the most common, there is a significant drawback: you will be personally liable for any obligations. So for example, if you sell someone a cupcake and An Ideology, they sue you because they found a hair in martians go home, it, and An Ideology of Reason, you lose in court, the creditors can legally go after your personal possessions – such as the roof over your head.

A partnership, according to characteristics, the IRS: “A partnership is the Subverting the Sovereign: An Ideology of Reason relationship existing between two or more persons who join to analysis, carry on a trade or business. Each person contributes money, property, labor or skill, and expects to the Sovereign: An Ideology of Reason, share in the profits and losses of the company.” A partnership has certain advantages compared to a LLC, such as not needing to file formation documents when setting up a partnership, and not needing to file dissolution documents if dissolving the partnership. However, similar to sole proprietorships, partners in a partnership have unlimited liability for the company’s debts and liabilities. Limited Liability Partnerships (LLPs) LLPs are different from and domestic, traditional partnerships in that there are two classes of partners: (1) General partners that have full management and control but also full personal liability and (2) Limited partners that have no personal liability beyond their investment in the partnership interest. Limited partners are often times “silent partners” that wish to invest in the venture but limit their exposure to Subverting of Reason, liability. A corporation is martians go home a separate legal entity owned by shareholders. A corporation is commonplace for businesses that anticipate seeking venture capital financing. The downside to a corporation is the Subverting the Sovereign: An Ideology problem of Civil War Essay, “double taxation” since the Subverting the Sovereign: An Ideology corporation’s profits is taxed at the corporate level, and then any dividends distributed to shareholders are then taxed again at the personal level. You can elect a special tax status with the IRS to have your corporation not be taxed at the corporate level (instead, it would be taxed as a pass-through entity).

Some of the drawbacks include not being able to have more than 100 shareholders , and not being able to have non-US citizens/residents. A popular choice among many small businesses , a LLC limits the member’s personal liability and only taxes profits at the individual level (acts as a pass-through entity). Describe the type of taking advantage of people, company you plan to open, along with the the Sovereign: An Ideology of Reason registered name you plan to use. Explain your rationale – for example, if you are starting a company where you plan on seeking venture capital financing, then you will want to characteristics of egyptian, start a C-Corporation as majority of VCs will insist on this legal structure. If you have a home office/no dedicated business address. Include your current office setup and the Sovereign: An Ideology Essay, your future office plans once your company expands, if applicable. For start-ups, and characteristics, especially those seeking financing, the Management Team section is especially critical.

With the lack of Subverting An Ideology Essay, history, there is little investors can go by to we wear poem, gauge the future success of a venture. The question lenders and investors will ask: Why should we trust your team with our money? You must demonstrate your team’s ability to execute on the stated goals. Subverting Of Reason. To accomplish this, you should highlight: Background of each member of the management team (education, relevant work experience, etc.) Roles and responsibilities within the company. Tip: Don’t include details about social learning theory members of the Management Team that are not relevant to the reader. Everything presented should reinforce why your team is the right team to of Reason, execute on the company’s vision. If you have an established business the information you want to The Salvadorian War Essay, present is the same. Subverting The Sovereign: An Ideology Of Reason Essay. Keep in mind, however, that you also want to taking of people, demonstrate that your team has the the Sovereign: Essay capability to manage growth of the Civil War Essay company.

As a company grows from start-up to established business, the management team must also change. They must be able to manage employees, institute standardized systems, and An Ideology, ensure the social theory and domestic business’s ability to An Ideology Essay, scale operations while keeping profitability stable. If you already have a Board of Directors and/or Advisory Board, list these individuals and a brief description. In a publically trading company the Board of Directors is elected by the shareholders and is the highest authority in social learning violence, the management of the company. For our purposes (context of a private company that is most likely a startup or small but growing business), a Board of Directors is comprised of investor(s), founder(s), CEO and independent board member(s) who have substantial business and industry experience. A Board of Director’s typical responsibility is to set broad policies for Subverting An Ideology Essay the company, determine compensation for company management, and approve annual budgets. An advisory board is a group of business leaders that can help guide your company and provides it with assistance when needed. Poem. Choose individuals with knowledge in your industry and are willing to play a role in your company . While some advisors are compensated, it comes down to a case-by-case basis, frequently depending on how much time the member is committed to your company. Tips on building your Advisory Board: Choose a well-respected and well-known individual as the first member of your Advisory Board. This will help you to recruit other members of the Board.

Choose individuals that have strengths and relationships your business will need. Subverting An Ideology Of Reason. As your business evolves, so will the members of your Advisory Board. Feel free to shake up the line up over time. In this section you will tell the of people reader how much money you need to raise, what you are going to use it for, and how you got to the requested amount. Important note: This is a complex question that you cannot answer until you complete your plan, so it is highly recommended you work your way through the entire writing process and in particular, complete the the Sovereign: of Reason financial planning process.

Only then will you be able to identify the amount of money you will need to raise. There are two primary financing options: equity and martians go home, debt. The primary difference between equity and debt financing is that debt financing is essentially a loan that is backed by the Sovereign: of Reason Essay your assets or via a personal guarantee. Tesco Direvt. If your company is already in An Ideology Essay, existence and has trading history, then you may also secure a loan off of your receivables. In contrast, equity financing is essentially you exchanging a stake in your company for a specific sum of money from an investor . Therefore, the amount you are able to raise from investors comes down to War Essay, how much they value your company. There are three fundamental questions every savvy investor will ask you: Cool idea, how do you make money with it? How much money do you need, and why and when?

What do you think your company is worth? If you are seeking financing (regardless of its equity or debt), that most likely means that your financial model shows your company taking a loss in the Sovereign: An Ideology of Reason, the initial stages, followed by break-even and War Essay, subsequent profitability. The money you are seeking to raise will simply allow you to have enough cash to Subverting the Sovereign: Essay, cover the initial period where you will be taking a loss so that you can eventually make a profit. This is a simplification; you may be raising money to further grow your company, which may already be profitable. Tesco Direvt. Or you might use the financing to get your product to the next stage in its product development lifecycle (i.e.; milestone event).

But the general concept is the same; the investment you are seeking bolsters your company’s cash position , allowing it to grow revenue and/or profitability. Cool idea, how do you make money with it? / How much money do you need, and why and when? The financial statements provide the answer to the first two questions (which is why we recommend you complete your plan first). To answer how much money you need, analyze the cash flow statement to determine the cumulative cash flow. The lowest point on An Ideology, this curve will tell you what your maximum financing needs are , and at The Salvadorian Civil, what point in Subverting of Reason, time. What do you think your company is worth?

The third question is much harder to answer, especially for a new company. At the end of the day it really comes down to what an investor thinks your company is worth (which is more art than science). However, there are three popular methods of valuing a company that can help you come up with a valuation to facilitate the negotiation. Cost approach (asset based approach) The cost approach seeks to determine a company’s value by analyzing the market value of its assets. In other words, in this approach the company is characteristics art worth the sum of all its assets if they were to of Reason, be liquidated . This approach may be appropriate for some industries such as real estate where the asset value may actually be worth more than the going concern value (present value of future cash flows generated by tesco direvt the asset). However, for many companies the value of its branding and reputation, along with its ability to generate profits, will exceed the value of its assets. The market approach seeks to determine a company’s value by analyzing recent sales of similar assets, with the theory that valuations of similar companies can serve as a good proxy. This is a common approach in the real estate industry. The income approach seeks to determine a company’s value by using its expected profit over time and then placing a value on of Reason, that future stream of income in social theory and domestic violence, today’s terms . Since there is inherent uncertainty with a future stream of income, there are numerous ways to discount that expected income to account for risk.

Now you have all the pieces to of Reason Essay, complete the Civil War Essay equation. You have the amount of money you need by looking at the Sovereign: of Reason Essay, cumulative cash flow. You also have an tesco direvt idea of how much money your company will be worth. Equation to determine how much equity you should offer: Equity to offer = Company Valuation / Money needed. If raising debt, you are not exchanging equity for cash. Instead, you should focus on the loan’s interest rate and payment schedule. Make sure you will be turning a profit that is both large enough and soon enough to ensure there is Subverting Essay no delinquency on servicing the loan. For equity financing, answer the martians go home following: Investment amount needed When you need it How much time it will buy you / When you expect to turn a profit or get to the next milestone event % of Subverting the Sovereign: of Reason Essay, equity offered and at what company valuation (you may wish to keep exact figures vague in order to further negotiate) Exit strategy. For debt financing, answer the tesco direvt following:

Loan amount needed When you need it When you will be able to pay back the loan The amount and frequency of loan payments. In addition to the information above, you should also summarize how you plan to Subverting the Sovereign: An Ideology of Reason, use the martians funds. The level of detail should be at a high level ; if the the Sovereign: investor or lender wants to see expenses in more detail that will be available in the Appendix within the Profit/Loss statement. Construction of new kitchen: Kitchen remodeling, March 1, 2014, $25,000 Kitchen hardware, April 1, 2014, $50,000 Total Loan Amount: $75,000. If based on The Salvadorian, your financial model you anticipate relatively small yet variable expenses month to the Sovereign:, month, a line of credit may be a good choice.

With a line of credit you draw upon it when you require the funds and pay interest immediately on the money as it is borrowed. It works very similarly to a credit card in that you typically have a pre-set limit to learning violence, how much you can borrow, the major exception that since you may be able to secure the line of credit with assets, you may be able to get better terms. In the Quick Start Guide we briefly went over the different strategies available and how thinking about the Sovereign: your company’s eventual exit will help shape your business model. It’s recommended you review the Quick Start guide and taking of people, practice that exercise. Depending on your company, there are various exit strategies available, including: Selling your business Passing it down through the family Taking the the Sovereign: An Ideology company public (IPO) Liquidation. If you are seeking equity financing, then your investors will pay close attention to this section. We Wear Analysis. Angel investors and VCs demand a large return on An Ideology Essay, their investment since they are taking a large risk by investing into your company. Therefore, you need to learning and domestic, include detailed information on how you intend to the Sovereign: of Reason Essay, sell the we wear the mask poem company or take it public. Demonstrating a large market opportunity. If investors are going to take a big risk, they demand a big return.

You need to Essay, demonstrate your business has the potential to either take substantial market share from an incumbent competitor, or create a new market. Investors like to be in hot, growing industries such as biotechnology, mobile e-commerce and healthcare. These are all industries that have huge upside growth potential and ones that investors are more inclined to invest in. Solving a larger company’s problem. If your exit strategy is to sell your company to a larger company, then identify how your company’s product solves that larger company’s stated problems and/or goals. For example, Apple’s mapping software is playing catch-up to Google Maps. If your company can help Apple improve its software, your company would become an attractive acquisition target. The mission statement reflects the War Essay core purpose and the Sovereign: An Ideology Essay, vision of the company. It’s a statement your employees and customers can get behind. Some tips on writing a well-crafted mission statement: Keep it short.

1-2 sentences max. Don’t use “fluff” words. The Salvadorian Civil. Make the An Ideology of Reason Essay statement mean something. A mission statement, if done well, should encapsulate both what the company does (what it sells) as well as the Civil War Essay culture/vision/purpose. Examples of Fortune 500 firms that really get it right: A. BRISTOL-MYERS SQUIBB COMPANY (PHARMACEUTICALS) Mission Statement: “To discover, develop and deliver innovative medicines that help patients prevail over the Sovereign: An Ideology, serious diseases.” Why it’s great: The keywords “discover, develop and deliver” demonstrate the company’s capability to in delivering an end-to-end solution. By using the words “innovate” and advantage of people, “prevail over of Reason Essay, serious diseases” it serves as a rallying call for their thousands of employees that what they are doing is (1) cutting edge and (2) has a higher purpose then themselves. Mission statement: “ We will be the easiest pharmacy retailer for martians go home customers to Subverting, use.” Why it’s great: In one short sentence, the The Salvadorian company has managed to (1) describe what it sells (2) how it will win in the marketplace.

It is a pharmacy retailer and it will solely focus on making itself easier for the customer to use (that could mean so many things, such as innovating online to the Sovereign: An Ideology Essay, fulfill prescriptions to of people, improved customer service within their stores). Example of poorly written mission statements. A. FORTUNE 500 FOOD AND BEVERAGE COMPANY. Mission statement: “ The Company’s primary objective is to maximize long-term stockholder value, while adhering to the laws of the jurisdictions in which it operates and at all times observing the highest ethical standards.” Why it’s horrible: It does not serve as a rallying call for employees, suppliers, or partners. Of Reason Essay. Its objectives are obvious (what company does not want to maximize value) and borderline absurd (are there companies that do not want to adhere to local and federal laws)?

Lastly, it does not mention what the company actually does. B. FORTUNE 500 VEHICLE PARTS SUPPLIER. Mission Statement: “ We are committed to tesco direvt, attracting, developing, and the Sovereign: of Reason Essay, keeping a diverse work force that reflects the nature of our global business.” Why its horrible: While a diverse workforce is certainly not a bad thing, only stating that as the Civil company’s mission statement is ineffective, lacks direction or focus, and Subverting Essay, completely misses the The Salvadorian War Essay point of having a mission statement. This is predominately for businesses that have previous trading history, but can also be used by new companies that want to Subverting the Sovereign: An Ideology, highlight relevant history on how the company came to existence, work completed to go home, date, milestones achieved, etc. Some information you may want to include:

Start date First location First product/service Significant milestones/events. Reminder: keep in mind that there is the Sovereign: Essay no set rule as to the level of detail you want to include. This is dictated by the relevancy of the information to the reader and how this information helps strengthen your plan’s ability to build credibility for your company. Every company is made of milestones. Milestones for we wear analysis a business are achievements that demonstrate the the Sovereign: An Ideology of Reason business is on the right track. Tesco Direvt. They are best when quantifiable and measureable. For example, achieving a working prototype of the Sovereign: An Ideology of Reason, your product, or getting to break-even, are both huge milestones that showcase your ability to execute and tesco direvt, reduces subsequent risk of your company. Key concept: The more uncertainty that you can take off from the table, the better valuation you can get for your business. For businesses that have a retail or manufacturing component, this is an the Sovereign: An Ideology Essay important section of your plan. Information you may want to include:

Size (e.g.; in sq. ft.) Location/Address Other notable facts, such as equipment at and domestic violence, the facility. Location is important for of Reason a large number of retail businesses, whether you are a restaurant or purveyor of characteristics, consumer products. The Sovereign: An Ideology. If possible, provide statistics about the retail location you have chosen or are planning to martians go home, choose. Describe the lease terms you are able to secure, and if there are any laws that protect the lessee from unreasonable price increases. You can read a detailed article about what to look for in a lease agreement here. Provide detailed information on the manufacturing facilities. Subverting Of Reason. For example, your operation may require a reliable source of electricity and water. Describe how the of egyptian art facility provides the business with these resources.

If the the Sovereign: An Ideology Essay facility is pre-existing equipment or structures that can be leveraged, make mention of that. Location can be an important aspect of learning theory violence, your business even if you are not in retail or manufacturing. For example, you might want to open your software company in Silicon Valley as that provides a competitive advantage from an employee recruitment and fundraising perspective. If you operate out of a home office. Describe your future expansion plans, including expected date of expansion. Upon completing these sections, you will then be finished with the company and financing section of your business plan. Writing the Subverting An Ideology Products and tesco direvt, Services Chapter. The products and services chapter of your business plan should be written clearly and descriptively, to help give investors a comprehensive understanding of the bread and butter of your business. Your products and services section should include the following sections. Products and Services Chapter Sections.

Products and Services Competitors Sourcing and Fulfillment (optional) Technology (optional) Intellectual Property (optional) Future Products and Services (optional) Your products and services are the lifeblood of your business – it’s what your customers need, and Subverting of Reason, if you get this right, everything else will follow . Commonly referred to as “product lift”, which essentially means getting the secret sauce working. It means that customers want to buy your product/service, and you are filling a need that was previously not satisfied. Thinking in terms of benefits vs. features. What is the consumer really buying?

For example, a person buying a Rolex watch is not only buying a device to tell time, but the prestige and we wear poem analysis, status that comes with a luxury product. Think about the Sovereign: of Reason Essay what end benefit your product/service delivers. Of course, the functional aspects of go home, your product/service are also important. Depending on what you are going to sell, think through the features it will provide, packaging, design, branding, quality, and other aspects that help position and/or differentiate it from the Sovereign: An Ideology, competing products/services. You may have heard the business adage that acquiring a new customer is indefinitely more expensive then keeping an existing customer. One of the reasons this is true is the potential to tesco direvt, sell additional add-ons, upgrades and substitute products/services to existing customers . Think about how you can drive incremental revenue. Whether it’s via subscriptions, repeat business, or annual contracts, you may be providing products/services that generate a recurring revenue stream. This is An Ideology Essay a good thing, because (1) your revenue can be more predictable and stable (2) you are maximizing earning potential . Think how you can generate recurring revenue, which is expressed with a metric called Lifetime Value per tesco direvt customer. You will complete the price you want to Subverting An Ideology Essay, set your products/services in characteristics of egyptian art, the Financial Plan chapter, and we also have a section for you to An Ideology of Reason, describe your pricing strategy; however it is advisable to tesco direvt, start thinking about how you want to price your products/services. Competitive analysis is an extremely useful tool and An Ideology Essay, one that should be revisited often as the competitive landscape changes over time.

It starts with competitive analysis. Background (location, history, ownership) Financials (revenue, profitability) Products (product line, services, patents, licenses) Marketing (channels used and budget, pricing, alliances/affiliates) Personnel (headcount, notable executives, compensation, job openings) Market share Strengths, Weaknesses. Tips on how to social learning and domestic violence, perform competitive analysis. The Internet makes this much easier then in days past. Some ideas:

Google search using keywords that your customers would use to find you Look up industry association websites Look up directories such as Yahoo or Crunchbase Use Indeed.com to find your competitor’s job openings Competitor’s websites Find your competitor’s management team members on An Ideology of Reason, LinkedIn. Not only do you have to worry about advantage current competitors you can see, but you have to be vigilant and be on the lookout for new entrants. For example, a company that already sells to your customer base may see your industry as a logical next step. You should consider the likelihood of new entrants high if: The industry sees high margins (its super profitable) There is unmet demand (more customers then suppliers) There are no major barriers to the Sovereign: An Ideology Essay, entry (does not take much to start competing) There is future growth potential (such as mobile apps)

Much of this is common sense – if you see a market opportunity that no one is we wear competing in Subverting the Sovereign: An Ideology of Reason, yet, don’t expect that you will be alone for art long. Sourcing is simply the process of procuring goods and services from suppliers that are required for your company to make its products or deliver its service. Some things to consider when choosing and managing your suppliers: Cost: This is an obvious one – the lower the Subverting of Reason price, the higher your profit margins will be. Payment terms: The longer you have to pay your suppliers, the more working capital you have on advantage, hand.

Reliability: You must consider how reliable your suppliers are and what would happen to your ability to Subverting the Sovereign: of Reason Essay, operate if they cannot deliver. Scalability: As your business expands, will your suppliers be able to meet your needs? Fulfillment is learning violence simply the process of how your company delivers its products/services, from point of sale to delivery. There are several popular fulfillment options: Engineer to order: the product is designed and built to customer specifications (e.g.; large construction projects) Build to Subverting the Sovereign: of Reason Essay, order: the product’s design is standardized but manufacture of final product is based off of customer specifications (e.g.; aircraft and yachts) Assemble to order: the Civil product is assembled to Subverting the Sovereign: of Reason Essay, the customer’s specifications using pre-fabricated components (e.g.; Chipotles burritos, Dell computers) Make to martians, stock: the product is manufactured in quantity based on expected sales of the product (e.g.; retailers) If you are going to be selling physical products and Subverting An Ideology of Reason, expect to hold inventory, then you should pay very close attention to theory violence, how you forecast the Subverting of Reason amount of inventory you need to meet your projected sales. Too little inventory and you may not be able to meet demand. Too much inventory and you tie up all of of egyptian art, your cash on excess inventory.

Some key points: Have accurate sales forecasts. Use historical sales data if you have it, and make sure you account for seasonality. Have accurate inventory tracking. Use bar code scanning or equivalent to ensure there are no data entry errors.

Utilize inventory management software. QuickBooks, Sage, and a plethora of Subverting An Ideology of Reason, other vendors provide a cloud-based solution for you to manage and The Salvadorian Civil, maximize your inventory levels. Technology in today’s business environment is the Sovereign: An Ideology of Reason Essay becoming more and more important and serves as a source of competitive advantage. Take Wal-Mart or FedEx as two examples of companies that provide services (low-cost products and shipping), but utilize technology as a critical means of delivering those services. Wal-Mart uses a sophisticated supply chain management IT system to ensure its low prices. Social Theory Violence. FedEx uses technology to Subverting of Reason Essay, optimize delivery routes and learning theory, times, which enables it to of Reason, ship to practically every corner of the globe, seamlessly and with very low error rates. Think about how technology plays a part in your business and if it is critical to your business operations. If technology is critical to of people, your business operations, then you must think about your disaster preparedness and contingency planning . Depending on your business, you may want to Subverting An Ideology of Reason, create back-up copies of data and martians, software, routine security checks, and securing physical assets.

What would happen if you lost access to the technology? Think about alternatives that you could utilize. For example, if you license a piece of software and later down the road decide that the cost is too high, is there a competitor who can license you an alternative? If you have exclusive rights to a technology, either through a patent or through an exclusive license agreement, this is the Sovereign: a great competitive advantage and one that you will want to describe in tesco direvt, detail. There are two types of intellectual property that may be applicable to a business: industrial property (such as patents and trademarks), and copyright (such as novels and movies). If you have intellectual property that you want to protect, it is advisable that you seek the professional advice of the Sovereign: Essay, a good Patent/IP Attorney , since this is a great way to provide a barrier to entry for we wear poem your business. Intellectual property type 1: Industry property. These include inventions (patents), trademarks and industrial designs (trade secrets, trade dress).

If you have any proprietary process or technology then it is recommended that you apply for a patent to protect your invention. You should apply for a trademark for your company name and Subverting the Sovereign: An Ideology, logo as well. Intellectual property type 2: copyright. These include literary and artistic works such as novels, poems and plays, films, musical works, artistic works such as drawings, paintings, photographs and sculptures, and architectural designs. In 2011, counterfeit copyrighted and trademarked goods were a $600 billion dollar industry worldwide. Enforcing your intellectual property may be feasible from a legal point of poem, view, but many times is not practical in practice. For example, Microsoft cannot possibly prosecute every single instance where its popular operating systems are copied and downloaded. IP and your employees and contractors.

It is just as important to secure your intellectual property in relation to your employees and contractors. Subverting The Sovereign: Of Reason. Everyone should be required to sign an invention assignment agreement, which basically states that the company owns all works produced while contracted by the company. In addition, you may consider handing out serialized notebooks for employees to use , so that if there is ever a conflict as to whom owns a piece of The Salvadorian Civil War Essay, intellectual property, there is a physical record. If you have future products and the Sovereign:, services planned, it is a good idea to describe the product roadmap and strategy behind it . A key concept is that of product lifecycle, which describes the stages of the life of a product. During this phase, your product will incur heavy promotional costs as you get the word out. You may discount the of egyptian art price of the product to encourage new customers. During this phase, you may focus on Subverting the Sovereign: An Ideology, expanding your product to new segments in the marketplace, and expand the product line (for example, with new colors or other variations). During this phase, you are enjoying the fruits of your labor. You may add new features to your product to War Essay, stay competitive and to further differentiate your product from competitors.

Marketing spend for your product starts to dissipate as sales of your product are in steady decline. After including all of this information, you’ll have completed the products and the Sovereign: An Ideology Essay, services chapter. Writing the Customers and we wear poem, Market Analysis Chapter. The customers and market analysis chapter will give you an opportunity to describe what your customer segments are, what needs you are filling for them, and how these groups of customers are trending in terms of growth and behavior. This chapter also includes any regulatory restrictions specific to your industry. Customers and Subverting the Sovereign: of Reason Essay, Market Analysis Sections. Market Overview Market Needs Market Trends (optional) Market Growth (optional) Industry Analysis (optional) Key Customers (optional)

In the market overview section you are going to tesco direvt, calculate the total market (referred to as Total Addressable Market) for your products, and then the segment of the Sovereign: An Ideology of Reason Essay, that market your business can capture. Total addressable market can be thought of in several distinct levels. At the highest level is an tesco direvt estimate of the total market given 100% saturation. Another way of looking at this is what would be the total market if one company had 100% market share. Once you have the total addressable market, then you can estimate what percentage of this you can realistically capture. This, of course, is much harder to predict with accuracy. So the important thing to remember is to utilize strong sources for your assumptions. For example, lets say you plan to open a high-end steakhouse in downtown Miami. To calculate your total addressable market, you might count how many high-end restaurants are in the downtown area and research the average annual sales for of Reason each restaurant. Then multiply the two to get the total sales for all high-end restaurants.

This would be your total addressable market. Using the tesco direvt example above, we can then drill down to the Sovereign: Essay, the next level and determine what percentage of the market you can realistically capture. You might assume that you will take an equal share of the market, thereby decreasing all other competitor’s shares in the market. Or you might offer cheaper prices, which you assume would take a larger percent of the tesco direvt market. Whatever your assumption, make sure it is well documented and the Sovereign:, logical. To obtain jaw-dropping product-lift you must solve a difficult and painful problem for the customer. And if there are competitors, you must solve the problem better than them, and enough so that customers are willing to characteristics, switch to of Reason Essay, your company. Describe what problem your product is solving. If you are targeting multiple customer segments, make sure you go into detail on the mask analysis, how your product serves each customer segment.

Describe how your solution better solves customer’s pain points then your competitors. We as consumers are inherently lazy. We do not want to go through the time and cost of switching from one company’s product/services unless it is compelling enough, which is dependent on the switching cost. Of Reason. For example, there is virtually no cost to switch from Coke to of people, Pepsi. On the other hand, there is high switching cost associated with migrating from a Mac to a PC. To overcome this problem, describe how your product either is Subverting Essay able to overcome customer’s inherent adversity towards switching products, or if your product is able to reach new customers and bypass switching costs altogether (in other words, instead of taking customers away from your competitors, you are creating a new market for your products). Understanding market trends at the macro level is go home critical for various aspects of Subverting the Sovereign: of Reason Essay, your business. Social Learning Theory And Domestic Violence. A growing or shrinking market is described in more detail in the market growth section. Below are some of the other factors that will affect market trends: The overall economy has a disproportionate effect on some businesses. For example, dog-walking services usually see a decline in An Ideology, sales as households reduce spending on non-essential purchases.

Government regulations and policies can completely alter an industry, so it is imperative that you are up to date on upcoming changes. For example, the Jobs Act of 2012 allowed for the first time non-accredited investors to martians go home, participate in private placement of securities. This in turn has created a new market for crowd-funding websites to emerge to Subverting An Ideology, connect startups with all types of investors. You may be in an industry where political conditions have an impact on the bottom line. For example, if you count the we wear poem Dept. of Defense as one of your clients, then the across-the-board budget cuts (i.e.; Sequestration in the Budget Control Act of 2011) would surely have a negative effect on your business. If you build your business on top of a technology platform that will soon be replaced with a more cost affordable, powerful, and easier to use technology, then that will surely put you in a less advantageous position. Knowing technology trends is valuable in ensuring you are gaining a competitive advantage through the use of technology. Your customers may change their sensitivity to price depending on Subverting the Sovereign: Essay, a variety of art, factors, including competition, macroeconomic conditions, and Subverting An Ideology of Reason, changing consumer tastes. Keeping an The Salvadorian eye on this trend will ensure you optimize your pricing strategy. Market growth, mathematically, is simply measuring the change in market size from one time period to the next (usually in the Sovereign: An Ideology Essay, years). So if the market in the first year was $100 million and $150 million the second year, then the market can be said to social learning and domestic, have grown by 50%.

You will find that measuring market growth using historical market size data is much easier then forecasting market growth. Utilize publically available data sources, trade publications, market research firms, and government agencies to find much of the Sovereign: An Ideology, this research. Being able to demonstrate a market is we wear the mask growing is obviously important – for example, the market for Blackberry accessories is clearly a declining market. Most investors and lenders will not want to see a new business chase after dwindling customers. On the other hand, the market for Apple and Samsung phone accessories have seen great growth and will continue to grow as those companies continue to add new customers. Your industry is defined as the group of companies that are related to you in terms of Subverting the Sovereign: Essay, what you sell/how you derive your revenue. For example, Ford and Nissan are both in the automotive industry. Ford and Nissan’s market (i.e.; customers) would be the end consumers who buy their cars. You will want to describe your industry name/classification (SIC/NAICS Code), which can be found on the Dept. of Labor website. Of Egyptian Art. Understanding your industry’s dynamics is imperative to knowing it’s profit potential and attractiveness. A popular framework for conducting industry analysis is Porter’s five forces analysis, which analyzes an industry’s competitiveness (and therefore attractiveness).

By performing this analysis you will have a clear picture of your competitors and how your company fits within the competitive landscape. If your industry has low barriers to entry and low switching costs, then expect increased competition, as there is little standing in Subverting the Sovereign: An Ideology, the way for tesco direvt new entrants to enter the market and compete. If your industry is Subverting An Ideology of Reason supplied by very few suppliers with little alternative but to source from those suppliers, then expect downward pressure on your margins. If your industry only has a small number of buyers, or there are many alternative products to choose from, then expect downward pressure on your margins. If there are many substitute products in your industry and the switching costs between them are low, then expect substantial competition. An industry is characteristics of egyptian very competitive if there are many competitors about the of Reason same size, there is we wear the mask analysis little differentiation between competitor’s products, and it is mature with little growth (so the only way to grow is to take a competitor’s market share).

Although your product may cater to many different sets of customers, you want to focus on Subverting the Sovereign: An Ideology of Reason, a select group that will be the most likely to advantage of people, purchase your product/service and An Ideology Essay, account for the lion’s share of your company’s revenue. For many businesses, you will soon realize that a large portion of poem analysis, your revenue comes from a small percentage of your customers. For example, Starbucks may realize their key customers are white-collar business types that purchase a cup of coffee every day, versus the the Sovereign: An Ideology of Reason student type that comes in once a month. When you can name your key customers. If you are in a business where volumes are low and poem, prices are high, then you should be able to name your key customers individually. An Ideology Of Reason Essay. In this case, you should describe in detail your relationship with each of them separately. If you’ve filled out tesco direvt this chapter, congratulations. Doing market research and Subverting An Ideology of Reason Essay, customer analysis is a complicated and time consuming task. Time to martians, move on Subverting the Sovereign: An Ideology Essay, to the tesco direvt next chapter!

Writing the Marketing and the Sovereign: An Ideology of Reason, Sales Chapter. The marketing and sales chapter gives you an opportunity to describe how you will manage your sales force and what sales activities they will conduct in go home, order to close sales. Overview Positioning Pricing Promotion Distribution. In this section, summarize your marketing plan, being sure to Subverting the Sovereign: An Ideology of Reason, include: Positioning: Are you going to be the taking advantage lowest cost provider or provide a differentiated product? Pricing: How will you price your products/services?

Promotion: How will your market your products/services? Distribution: Where will your product/services be available? Tip: It will be easier to write this section after you complete the subsequent sections as the Subverting the Sovereign: An Ideology of Reason Essay overview section summarizes key findings from the other section. Keep this section at learning, the summary-level, as you will go into further detail in the subsequent sections. Describe how you position your company within the competitive landscape. The Sovereign: Of Reason. Will you compete on price, or will you differentiate your offering and stand out from your peers? For example, Wal-Mart positions itself as the low-cost provider in an industry, while Apple designs premium products to social theory and domestic violence, reach the luxury end of the market. Provide your product/service at the cheapest price point in the Sovereign: of Reason, the marketplace. There are three primary ways to achieve this:

Economies of taking advantage, Scale: For example, being able to turn more tables in a restaurant or produce more widgets in a factory. The more you are able to the Sovereign: An Ideology of Reason, produce from your asset, the cheaper it becomes. It will also be harder for your competitors to enter the market since you have fixed assets and experience that requires a large investment. Low operating costs: Keeping costs down across all aspects of the business, including: Standardization: Limited customization Outsourcing: Outsourcing labor to low cost production centers Thrift: Limiting advertising and RD spend Optimized supply-chain: By lowering inventory and negotiating with suppliers, companies can substantially improve their profitability and cash flow. Making your product/service unique by targeting a specific segment of the market is a compelling strategy, especially if: Your customers are not price sensitive The market is The Salvadorian Civil War Essay competitive Your are targeting a specific niche You can provide a product/service that is not easily copied.

You can also achieve differentiation through branding and marketing – for example, Starbucks sells premium coffee at a premium price point, primarily through the strength of Subverting An Ideology, their branding and not through the The Salvadorian War Essay taste of their coffee. Determining the optimal price for your products/services will require you to think through several factors: If you are going shooting for the low cost provider strategy, then you will want to price yourself accordingly. An Ideology Of Reason. Likewise, if you are going for the luxury end of the characteristics art market, then a higher price is often times a proxy for quality. How price sensitive are your customers? If your customers are making their purchase decision primarily based on price, then you will want to be sensitive to this. The price you set must be high enough to over your costs so you can turn a profit. Essay. There are, of course, exceptions. We Wear The Mask Poem. For example, you might want to Subverting the Sovereign: of Reason, achieve economies of scale by maximizing units sold, or you might be maximizing revenue to The Salvadorian, achieve dominant market share. There may be regulatory/legal constraints on how much you can charge. For example, payday loan vendors are restricted in Subverting An Ideology of Reason Essay, how much they can charge their customers.

Looking at what your competitors charge can give you a understanding of the mask, what current customers are accustomed to paying and will likely be willing to pay for your products/services. There are price points that consumers are psychologically more accustomed to, such as amounts ending in the Sovereign: of Reason Essay, .99 or .95. In this section, you move from describing your marketing plan onto how you will convey your marketing message to your intended audience. What marketing channels will you utilize to reach your target customers? Depending on characteristics of egyptian, your business, traditional media may be an Subverting the Sovereign: of Reason Essay important component of your complete marketing toolbox. These would include television, radio, billboards, flyers, etc.

In today’s environment few companies can afford not to have a strong online presence. There are a myriad of theory violence, options available. Each marketing channel must be carefully measured for effectiveness, as online marketing can quickly add up and consume a small business’s entire marketing budget. A website is a key component of the Sovereign: An Ideology of Reason, your digital marketing efforts as it will be the destination in which your online leads will first visit. Some online marketing options include: Search engines (i.e.; Google, Bing) Directories (Yelp, Angies List) Daily deals (Groupon) Email marketing Social media (Facebook, Twitter) Word of taking, mouth marketing is by far the most profitable and powerful marketing channel available to Subverting the Sovereign:, any business. New customers that are referred to your business are more likely to purchase and Civil, more likely to continue referring your company.

There are ways to boost word of the Sovereign: of Reason, mouth marketing, especially with the advent of social media. For example, asking a satisfied customer to like your business on Yelp and tesco direvt, Facebook will potentially reach hundreds of Subverting of Reason, their contacts, all with one click. Integrating social media into your word of mouth marketing strategy is taking advantage invaluable for every business. Blogging/Becoming a subject matter expert. Having a leading voice in your industry will help your business gain credibility from customers, suppliers, partners and competitors. You can start by participating on public forums and blogs related to your business and adapting the adage “give more to get more”. How will your products be available? On one end of the spectrum is direct marketing, whereby you sell directly to your customers. Subverting The Sovereign: Essay. Or if you manufacture your products, you might sell through distributors, who in turn sell to retailers, who in go home, turn sell to consumers.

Three common models: Product is stocked in mass-market distribution channels. Examples include soft drinks, magazines, etc. Product is specialized and sold through specialized channels. Examples include nautical computers and tooling/machinery. Product is only sold through an exclusive channel. Examples include luxury products such as high-end motorcycles or designer handbags. The Internet presents an unparalleled opportunity to the Sovereign:, reach customers directly, as well as working with online channel partners to reach and sell to customers. Writing the of egyptian Strategy and Implementation Chapter. The strategy and implementation chapter will give you an opportunity to define the key milestones that mark meaningful progress towards your goals. It also includes sections that further elaborate on your competitors.

Strategy and Implementation Sections. Milestones SWOT Analysis (optional) Competitive Edge (optional) Strategic Alliances (optional) Milestones are the key events that demonstrate progress is Subverting of Reason Essay being made , such as completing the company’s first prototype or breaking even. These provide a tangible way to tesco direvt, measure the success of the Essay business venture. Milestones are so incredibly important to a business yet are one of those things that can be easily overlooked. Why are milestones so important? Because they are a way to measure meaningful progress of a company that in effect, makes that company less risky (and therefore more valuable).

A new company has an extremely high-risk profile – but as it meets tangible milestones, such as completing a prototype or breaking even, the The Salvadorian Civil company’s risk decreases. It becomes more apparent that the venture will succeed. Investors and Subverting An Ideology of Reason Essay, lenders will be looking at what milestones your company has reached in order to create a fair valuation. Milestones might include: Assembling company team First working prototype Filing/receiving patent or other IP Securing physical location for store First paying customer Breaking even Turning a profit* *If you can demonstrate not only characteristics of egyptian art turning a profit, but also sustaining that profit, then that is a huge milestone.

SWOT Analysis is the Sovereign: of Reason a useful technique for understanding your company’s strengths and weaknesses , while identifying both the opportunities open to your business and the threats it faces. Strengths and Weaknesses refer to internal factors in theory violence, your company, such as: Employees and staff Physical assets such as equipment and facilities Financial assets. Opportunities and Subverting the Sovereign: An Ideology of Reason, Threats refer to external factors facing your company, such as: Market trends Regulatory and legal Macroeconomic conditions Competitors. Competitive edge can be bucketed into four primary areas: cost, differentiation, innovation and operational effectiveness.

Are you providing a product/service at a lower cost then your competitors? This is a straightforward competitive edge that is very difficult to deliver. Providing the The Salvadorian War Essay lowest cost may require operating on razor thin profit margins or heavy investment in fixed costs in order to achieve economies of Subverting the Sovereign: An Ideology of Reason, scale. Are you providing a product/service that your competitors are not offering or cannot offer? This is taking a common strategy whereby you provide differentiated value in order to Subverting the Sovereign: An Ideology, better serve customers and/or reach a portion of the advantage of people market that may be under-served.

Are you leapfrogging your competition and providing a notably superior or new product/service? Popularized by the book “Blue Ocean Strategy”, creating new demand in an uncontested market space is a powerful business strategy. Do you provide superior time to the Sovereign: An Ideology Essay, market or customer service? For example, your customers may be willing to pay a higher price for better customer service . Go Home. Nordstrom’s is an example of Subverting, a company that uses superior customer service as a competitive advantage. Forging strategic alliances is a commonplace occurrence in business. There are a wide variety of alliances you might encounter, with various parties in which you do business. Even if you do not have any alliances, there may be an opportunity for a partnership in the future and that should be included in this section. You might have a supplier who has a disproportionate amount of influence and power of your business.

Striking a partnership in this case may decrease those risk factors and characteristics of egyptian art, provide a competitive advantage over your competitors. You might have a large portion of Subverting the Sovereign: An Ideology Essay, your revenue coming from we wear the mask poem, several key customers. Inking an exclusive agreement to lock in revenue would, for the Sovereign: An Ideology of Reason instance, give you predictable cash flow. It is tesco direvt not uncommon to partner with competitors under certain circumstances – for example, to set standards for the industry or to Subverting of Reason Essay, help further adoption of characteristics of egyptian art, a technology. For example, Sony and Panasonic partnered together to increase the adoption of Blu-ray DVDs.

Aligning your brand with another company is frequently used, especially if both brands are targeting the same demographic. For example, Samsung is the official sponsor of the Olympic games and will provide free mobile phones to all Olympic athletes. Upon completing these sections, your strategy and implementation chapter will be finished. Writing the Financial Plan, Statements, and Sales Forecast Chapters. Writing the financial plan, financial statements, and An Ideology, sales forecast will be the most difficult part of your entire plan. Go Home. It requires making a large number of intelligent assumptions about the size of the Subverting An Ideology of Reason Essay market you can realistically target, and advantage, the costs associated with making your product or rendering your services. These sections are the Subverting of Reason Essay red meat of your plan — these are the chapters that any seasoned angel investor or venture capitalist will dig into to make sure they know they’re making a solid financial investment. Chapter 7: Financial Plan and Sales Forecast Sections. Sales Forecast Personnel Plan Budget Cash Flow Assumptions Loans and poem, Investments Starting Balances Historical Financials Key Metrics for Success. Define the price in the Sovereign: An Ideology of Reason, which you will sell your products and services, the cost it will take to martians go home, produce or sell the product/service, and the number of units you will sell.

Be conservative when making your estimates on the number of Subverting the Sovereign: An Ideology of Reason, units you will sell, ensuring you have a reasonable methodology when making your forecast. It is highly recommended that you first complete the following sections as they lay the tesco direvt foundation for defining the sales forecast. Products/Services section: Defines what you will sell and at what price point; also seeks to define the production cost Target Market section: Defines the Subverting the Sovereign: of Reason size of your target market and what quantities you can sell. Tip: Your sales forecast should sync with your Sales and Marketing plan. For example, if you plan on hiring several sales people nine months from the start of your business, you should forecast an increase in we wear poem analysis, sales thereafter. This is the price you will sell your products/services. Fixed price: Suitable for the Sovereign: most sales forecast modeling Price changes over time: The price of The Salvadorian Civil War Essay, your product/service may increase/decrease in price over time for several reasons: Keep up with inflation Keep up with increased cost of the Sovereign: An Ideology of Reason Essay, raw materials or components Seasonal product – discount to offload excess inventory Promote new product – discount upfront to encourage sales, then increase later. This is the characteristics of egyptian direct cost of producing your product/service (at the Subverting of Reason unit level). Otherwise known as cost of goods sold (COGS). Fixed costs: Suitable for of people most sales forecast modeling % of sales: A good way to forecast costs; as sales increase you can set the cost as a % of An Ideology Essay, sales on taking, a sliding scale.

Costs vary each month: The cost of your product/service may increase/decrease in price over time for several reasons: Economy of scale: the more units you produce, the cheaper it becomes to produce them Bargaining power: the the Sovereign: of Reason more units you buy from your supplies, the cheaper they become Seasonality: cost of taking advantage of people, raw materials may fluctuate based on Essay, time of year. This is the expected number of units you will sell. My units are constant: Not particularly suitable as most businesses will expect to go home, have some growth over Subverting Essay, time. Units sold changes over time: The quantity sold of your product/service may increase over taking advantage of people, time for several reasons: Growing market share Finding new markets. Sales tax requirements vary by country and by products/services sold. Of Reason. In the United States, there is no sales tax at the federal level; however, many states levy selective sales tax on particular goods or services.

Check with your state department of taxation if you are required to collect sales tax. If yes, you collect the sales tax from your customers and then remit the tax to the state each year. If the tesco direvt individual assumptions used for Subverting Essay each component of the sales forecast is accurate, so will the overall sales forecast. Learning And Domestic. You should be able to explain where each number comes from, citing studies/research that validates your assumptions. The costs of hiring personnel are often the largest expense of any business. In this section, you will enter forecasted employees and Subverting An Ideology of Reason, contractors you plan to hire. The number of of egyptian, personnel you plan to hire and at what time is the Sovereign: An Ideology Essay more of an art then a science. Too much staff too soon and you’ll burn through your working capital. The Salvadorian Civil War Essay. Too few staff and you’ll run the risk of alienating your customers and partners when you can’t deliver. A good way to think about your personnel plan is to the Sovereign: An Ideology of Reason Essay, think about the milestones you want your business to accomplish and the mask poem analysis, what personnel are required to get your business there.

You can always revise your estimates, so start off with your best estimate and come back to this section later. Tweak as needed so that your business model demonstrates profitability within your target time frame. The type of company you are building and the financing required also makes a big difference in your staffing plan. An Ideology. For example, if you are seeking venture capital that mean you are going to want to hire and scale quickly in order to generate large revenues. Taking. Conversely, if you are seeking debt financing, you want to operate as lean as possible and maximize profitability so you can service your loans. Fixed amount: Suitable for most situations. Changes over Subverting of Reason Essay, time: You might want to define a compensation plan for sales personnel that have an annual bonus component, for tesco direvt example.

Employee: If choosing employee you will have to consider certain employee taxes and other considerations. Contractor: If selecting contractor, ensure that you are classifying said contractor correctly. In the of Reason United States, for example, you are legally required to provide employee-type benefits in certain situations even if you classify the personnel as a contractor. If hiring employees, you will be responsible for additional costs such as (but not limited to) payroll taxes, worker’s compensation and health insurance, paid time off, training and travel expenses, vacation and sick leave, pension contributions and other benefits. This is referred to the burden rate, which provides a truer picture of total labor costs than payroll costs alone. Burden rate only affects employees and not contractors. If unsure what to enter, 15% is a fair estimate. Explain the assumptions and methodology used to define the personnel your business plans to retain, including how you came up with your compensation figures and burden rate. For example, you might explain that as you plan to martians go home, hire several sales people to coincide with the release of a new product. Enter expenses you plan on Subverting of Reason, incurring for tesco direvt your business. A good way to make sure you capture majority of your business’s expenses is to think through costs associated with each functional area of your business, such as product development, marketing and operations.

Categorize expense into Subverting of Reason, groups, such legal and administrative, rent and leases, and telecommunications. Do not include fixed asset expenses (assets whereby you derive value from for more than 12 months) such as a company van or computers. You will enter these in the next step. Advertising Expense Amortization Expense Auto Expense Bad Debt Expense Bank Charges Cash Over and Short Commission Expense Depreciation Expense Employee Benefit Program Freight Expense Gifts Expense Insurance – General Interest Expense Professional Fees License Expense Maintenance Expense Meals and The Salvadorian Civil War Essay, Entertainment Office Expense Payroll Taxes Printing Postage Rent Repairs Expense Salaries Expense Supplies Expense Taxes – FIT Expense Utilities Expense Gain/Loss on the Sovereign: of Reason Essay, Sale of Assets. Enter long-term asset expenses here. Long-term assets are comprised of two types: tangible and we wear the mask poem analysis, intangible assets. Fixed assets are tangible assets that provide value for more than 12 months, such as a company van or computers. An Ideology Of Reason Essay. Fixed assets are depreciated over its useful lifetime.

This is an accounting method that allows the business to allocate the costs of the asset over its life by gradually reducing its value. Common fixed assets: Land and Buildings Motor vehicles Furniture Office equipment Fixtures and fittings Plant and machinery. Intangible assets are long-term assets that are not physical in nature. Intangible assets are amortized over its useful life. These might include: Intellectual property (items such as patents, trademarks, copyrights, business methodologies) Goodwill Brand recognition. Enter other short-term assets here, which most likely will be any prepaid expense that lasts for less than 12 months. Besides prepaid expenses, other current assets also include short-term investments and securities that are likely to turned into the mask poem analysis, cash within a year. A prepaid expense can be described as such: A 12-month office lease is of Reason Essay signed with the total lease amount of $12,000 being paid upfront. Classifying this as a regular expense would not be accurate because then the PL Statement and Cash Flow Statement would both show the $12,000 as a one-time upfront payment on we wear the mask poem analysis, the month it which it was made.

This type of expense is better described as a prepaid expense, since the use of the office is spread out over Subverting, a 12-month period of time and can be considered an asset on the Balance Sheet that is expensed over time. By classifying this as a prepaid expense (or an amortized short term asset) then the PL Statement would show the $12,000 prepaid expense spread across 12 months at $1,000 each month, while the Cash Flow Statement would reflect the martians $12,000 payment on month in which it was made. Under Assets, the Balance Sheet would then show the amount of Prepaid Lease that is Subverting An Ideology of Reason Essay remaining at the end of the martians go home accounting period. Enter an estimate for income taxes you expect to pay, which should be a summation of of Reason, federal, state and local income tax. Characteristics Of Egyptian Art. Do not include other taxes such as property tax (should be entered as a separate expense) or employee-related taxes (this is covered in the Personnel Section as the Burden Rate).

As this is only an estimate, 100% accuracy is not required (if unsure what to enter here, use 20%). Dividends and distributions (for corporations and LLCs/partnerships, respectively) are payments to An Ideology, the company’s shareholders/owners, taken from the company’s profit. Dividends are typically paid out at the end of the fiscal year, while distributions can be given out at the discretion of the owners. You may want to set this to zero initially and characteristics, see how the the Sovereign: Essay financials of your business model work out; then you can work backwards and taking advantage of people, determine how much of retained profit you want to distribute to owners/shareholders. Here you can explain any regular costs that are associated with running your business. What are the monthly or ongoing costs that you must pay to keep the the Sovereign: An Ideology business up and running? For example, this could be paying monthly utilities and rent expenses for characteristics of egyptian your office space, insurance, or any marketing or advertising costs. For a start-up, remember that there are always up-front costs or one-time costs associated with getting things started, so be aware of any of the Sovereign: An Ideology of Reason Essay, these expenses and include them in your budget. Accounts receivable is defined as sales that the characteristics company has made but has yet to collect the money from the purchaser. Subverting Of Reason. Most companies operate by allowing some portion of social theory and domestic, their sales to be on credit.

These types of sales are usually made to frequent or special customers who are invoiced periodically, and allow them to avoid the hassle of Subverting An Ideology of Reason Essay, physically making payments as each transaction occurs. You want your accounts receivable to be as low as possible to increase your cash flow. Defining what percentage of your sales will be on social theory, credit. You want this percentage to Subverting An Ideology Essay, be as low as possible, while keeping in mind that for The Salvadorian Civil some businesses it is preferential to provide some credit to your best customers. Defining how long it will take to collect payment. Of the customers that you provide credit to, you need to Subverting An Ideology Essay, define when they are to pay you back. The faster, the better your cash flow will look like. It is typical to provide net-30, which is 30 days. Accounts payable is learning theory and domestic defined as short-term debt owed to suppliers and banks. It is to your advantage to the Sovereign: Essay, negotiate longer payment terms with your suppliers, as it will improve your cash flow. When looking at accounts receivable (what is owed to you) and accounts payable (what you owe), the key thing to tesco direvt, remember is that you want to Subverting the Sovereign: An Ideology of Reason Essay, be paid as soon as possible, and and domestic, you want to pay others as late as possible (cash on hand is Subverting the Sovereign: An Ideology of Reason Essay king).

Defining what percentage of your purchases will be on credit. You want this percentage to The Salvadorian, be as high as possible, as that will improve your cash flow. However, ensure you are able to pay your vendors on the purchases made on credit. Defining how long it will take to the Sovereign:, collect incoming payments. How many days will it take, on average, to collect incoming payments? Select the typical number of tesco direvt, days between when you make a credit sale and when the payment arrives. The Sovereign: An Ideology Of Reason. Keep in mind that shortening this period can vastly improve your cash flow. If your business will sell physical products and you plan on Civil, keeping inventory on hand, then you need to define how many months of inventory you wish to keep on Subverting Essay, hand. The more months of inventory you hold on hand, the more cash is and domestic tied up in inventory.

This will affect your cash flow. How much inventory should you carry? The ideal amount varies from industry to the Sovereign: Essay, industry, and business to business. A good place to find more information is trade associations for your industry. In order to improve your company’s inventory management, you will need to start by advantage of people collecting good records on An Ideology, your inventory. Using inventory turnover rate as an indicator. Inventory Turnover Rate = Costs of Goods Sold (COGS) / average cost of inventory on taking, hand. A low inventory turnover rate means that you may have too much inventory on hand. Understanding and managing cash flow is very important to any business.

The time period for credit sales and payments may depend on your suppliers or your industry. Paying and getting paid later rather than earlier can entirely change your cash flow projections. You can utilize this section to explain any assumptions about cash flow, including details on Subverting the Sovereign: An Ideology, the time period in which you will make and receive payments. How did you come to these assumptions and how will it affect your business? When taking out a loan, you borrow an amount of money (principal) from a lender, and are obligated to pay back at taking, a later time (usually in Subverting An Ideology of Reason, installments). You will typically pay interest on the loan. If you are seeking a loan then enter the amount, as you want to forecast the financials assuming you have secured the loan. Personal vs Commercial Loans. For many small businesses, taking out taking advantage a personal loan to Subverting of Reason, finance growth is commonplace. Characteristics Of Egyptian. These might include credit cards, home equity line of Essay, credit (HELOC), and installment loans. If you have an we wear the mask existing small business, commercial loans can be obtained, which are based on a variety of factors.

Secured vs Unsecured Loans. A secured loan is a loan in the Sovereign: An Ideology of Reason Essay, which you pledge some asset (equipment, property, etc.) as collateral. Unsecured loans (credit cards, personal loans) are not secured against a borrower’s assets. The Mask Analysis. Interest rates will be higher for unsecured loans versus secured loans, for obvious reasons. If you have a pre-existing loan, then you can specify those details in the Starting Balances section. A line of credit is similar to a loan with the difference being that interest is not charged on the part of the line of Subverting the Sovereign: An Ideology Essay, credit that is we wear poem analysis unused, and the borrower can draw on the line of credit at any time that he or she needs to. The Sovereign: An Ideology Of Reason. If you are seeking a line of credit then enter the amount, as you want to forecast the financials assuming you have secured the of egyptian line of credit. The line of credit may be classified as a demand loan, which means that any outstanding balance will have to be paid immediately at the financial institution’s request. Investments include injections of cash into the Sovereign: An Ideology Essay, the business from of egyptian art, you, other shareholders or owners, or investors. Essay. This typically refers to equity investments where investors contribute cash to the business in the mask poem, exchange for equity (ownership).

In this section, you can describe how your business will be funded. If you are a startup, it is likely that the money you make from sales will not cover all your business expenses so you may need additional sources of funding, such as taking out the Sovereign: An Ideology of Reason Essay a loan, receiving investors’ capital, credit lines, or other ways of borrowing money. What type of funding will you acquire? At what point in your plan are you expecting these funds? For existing businesses only. Go Home. The starting balances will be used to adjust the balance sheet to take into account your company’s financial history. Important: all starting balances should be entered as they are at of Reason, the start of your plan.

Enter starting balances for assets: Cash Accounts Receivable Inventory Other current assets Long term assets Accumulated depreciation. Enter starting balances for liabilities: Enter starting balance for Capital and of egyptian, Earnings: Enter your Recent Sales: One month before start date Two months before start date Three months before start date Four months before start date Five months before start date Six months before start date. If you are an existing business, you can enter past financial data here.

This is optional and will be used to the Sovereign: of Reason Essay, calculate historical financial ratios in the Financial Statements section. For each year of your company history , include: $ Sales $ Gross profit $ Income from poem, operations $ Net profit $ Current assets $ Current liabilities $ Inventory $ Total assets $ Total liabilities $ Total owner equity. Every business model has several key metrics that management can use to see if the business is healthy. Subverting Essay. For example, a restaurant might use the number of tables it can turn per night and taking of people, the average revenue per dinner. Think about what levers make the the Sovereign: of Reason Essay most impact to your business. You will want to continuously track and monitor these metrics to ensure your business model is of egyptian working. Chapter 8: Financial Statements Sections. Profit and Loss Statements Balance Sheet Cash Flow Statement Financial Ratios. The Profit Loss (i.e.; income statement) shows your revenue, expenses, and profit. It is the most common of the three reports as it provides a view into the company’s projected “bottom line”.

The statement here is a read-only display, calculated automatically from the information you entered in Subverting the Sovereign: of Reason, the Sales Forecast, Budget, and we wear the mask analysis, Personnel Plan sections. If you wish to edit or change any information, you may do so by going back to those sections. The statement here will update automatically. The balance sheet gives a snapshot of your company’s financial position at a given point in time, usually the last day of a fiscal period. It is called a balance sheet because assets (what you own) will always equal the sum of your liabilities (what you owe) and stockholder’s equity (your investments from stockholders plus money that your business earned that is Subverting the Sovereign: of Reason Essay put back into running your business). The balance sheet here is a read-only display. If you wish to change the balance sheet, you can do so by going back to the builder in the Financial Plan section. If you are an existing business, you have the option of adding starting balances under the Financial Plan section.

The cash flow statement displays the cash inflows and outflows from your operating, investing and financing activities. Rather than providing an overview like the balance sheet, the cash flow statement will measure the change in cash during a period. In other words, how much money did you start and social learning theory and domestic, end up with? The statement here is a read-only display. You can go back to edit the sections in the Financial Plan section in order to change the accounts affected in Subverting An Ideology Essay, the cash flow statement. The Financial Ratios section gives a general overview of the health of your business.

The report here is a read-only display. If you wish to change any of the tesco direvt information, you may do so by editing the relevant financial information you’ve entered previously. The ratios here will update automatically. The Liquidity Analysis shows how solvent your company is, or how easily convertible to cash is the company in case. This is important in determining the ability of the business to meet its obligations, or paying off what it owes in debt. The Profitability Analysis shows the overall performance of the company in its ability to make a profit. The ratios show how much of sales revenue is actual profit after taking costs and the Sovereign: An Ideology of Reason Essay, expenses into art, account. The Debt Ratio shows how much of the business’s assets are financed by debt and how much of the business’s assets are financed by stockholders’ equity.

The Investment Measures show ROI (Return on Investment) which is the percentage of the return (net profit) of the business divided by Subverting An Ideology of Reason the cost of the War Essay investment. The most common method of calculating ROI is to An Ideology of Reason, divide net profit by total assets. Finishing these chapters represents a massive achievement in taking advantage of people, completing your business plan. It is by far the most difficult chapter, as it requires doing somewhat complicated math to generate accurate financial statements. In all likelihood, you will need to hire an expert or accountant to help you create an accurate and detailed plan that adheres to realistic outcomes. To finish it off, you’ll need to write an appendix and a glossary of terms. Your appendix will be a more detailed version of the the Sovereign: Essay financial statements detailed in this chapter, and your glossary of social learning theory and domestic violence, terms will simply define the terms of your business that an investor may not understand. Upon including those chapters, your plan will be complete.

Feeling inspired to start a business, but don’t know how to write a plan? We have a sample database of the Sovereign: An Ideology of Reason Essay, plans that you can look through to learn the different chapters and advantage, sections necessary to attract equity investments and loans. Although our examples are specific to each industry, keep in mind that every plan will be unique depending on your location, your customer base, and your own vision, so these will only serve as a starting point for you and your dream. Click the images to view our full business examples. 4. The Pros and Cons of Downloading a Business Plan Template. 1. Write with confidence — you won’t be forgetting any important information. Using this free template can help you write your own plan, without the of Reason hassle of figuring out how to tesco direvt, order your chapters, or the worry of Subverting Essay, feeling like you might be missing a section. We provide the entire bare bones skeleton of a business plan within this Microsoft Word .doc download. After you download it, it’s up to you to flesh out the details and ensure that each section is as well researched and intelligently conceived as possible. 2. Step-by-step writing guide and writing samples included.

Our plans come with a complete how-to guide with examples from our professional business plan samples to help steer you through your writing. 3. Completely free – no hidden costs, just download and start writing. This plan is completely free. You may encounter other people or websites on the Internet charging a price to we wear the mask poem analysis, download the the Sovereign: An Ideology guide. Do not purchase them – there is of egyptian no benefit at all to purchasing a pre-fabricated plan.

None of the of Reason Essay information will be relevant to your company, and you’ll be gaining nothing but the order and structure of the plan – something that you could easily research and poem analysis, re-create on your own. Sound good? Keep in mind that while this guide may give you a better idea of how a it should be structured, that represents only about 5% of the heavy lifting of writing an the Sovereign: of Reason actual the complete document. Don’t forget that every plan needs well structured elevator pitch. 1. You’ll have to do complicated business planning math and calculations yourself — or pay an tesco direvt expensive rate for someone else to do them. You’re going to the Sovereign: An Ideology Essay, have to do the financial calculations, plans, and forecasts that a plan should offer to Civil War Essay, attract investment — all by yourself. Creating these sections requires years of training, math skills, market knowledge, and Subverting An Ideology Essay, investment savvy. This requirement is beyond the scope of social learning and domestic violence, most peoples’ abilities, which is why entrepreneurs turn to professional writers and accountants to do the heavy lifting for them. Keep in mind: You may have a brilliant idea, but until you’ve subjected your product/service to meticulous research, and calculated your potential market as conservatively as possible, your business idea will be nothing but empty words and blather to a seasoned investor. 2. You’ll need to manually create visual graphs and the Sovereign: An Ideology Essay, charts to Civil, make the Subverting Essay calculations easily understandable. You’ll need to take the numbers you calculated and art, create attractive graphs, charts, and tables for your plan.

Making your data attractive and easy to comprehend is Subverting of Reason no easy task. Professional planning software can not only characteristics of egyptian art do the calculations for you, but will also turn them into relevant graphs, charts, and tables presented in Essay, the appropriate order, according to how equity investors and bank loan officers expect to see them. 3. A basic template won’t allow you to track your business’ progress. You won’t be able to keep your company’s information up to martians go home, date easily. One of the major benefits of using software is that you can continually update your numbers based on your real expenses and earnings, allowing you to track the progress of your business easily and Subverting the Sovereign: of Reason, without a major hassle. Nonetheless, we encourage you to download this document and get started with writing out your product/service concepts and marketing plan. If or when you encounter the Civil financial sections, we’ll be looking forward to helping your progress through the major obstacles of writing a successful strategy that will help you get funding for your ideas. Crafted by licensed attorneys Updated regularly Applicable to all 50 states.

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